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When you file an insurance claim your insurance company is going to send out an adjuster that they pay and have trained to handle the claims their way. We on the other hand are hired directly by you, the policyholder and have only your best interests at heart. Our #1 goal is to ensure that you recover the fair and proper settlement for your loss.
Public Insurance Adjusters are the ONLY adjusters that are licensed to represent the Policyholder in the claims process. Independent and Staff adjusters both work for the insurance company and represent their interests in the claim.
Many insurance policy’s have a clause titled ‘Appraisal’. When available it gives the Policyholder or the Insurance Company the right to invoke the process when there is a dispute of the amount of damages. We exclusively represent the Policyholders interests through this process.
As Loss Consultants we offer property damage estimates, damage evaluations, inspection reports, photos and can discuss any special requests depending on the case.
We are Public Adjusters, Insurance Appraisers, Umpires and Loss Consultants. Greg Roover, the owner of Claim Concepts brings with him many years of experience adjusting claims for the big insurance companies. This insider knowledge has helped numerous clients of Claim Concepts recover claim settlements far above their expectations.
As we all know hurricanes are one of the worst natural catastrophes that can occur. The mass devastation caused by hurricanes always creates chaos in the claims world.
Fire damage insurance claims are by all means some of the most complicated claims. There are visible damages, but others are not simple to diagnose or treat effectively.
Vandalism claims typically show their face first with graffiti on the structure. Many property owners will just keep painting over the graffiti not realizing the extent of the damage to their property.
Mold damage insurance claims can often times be denied or not paid enough. What is the difference between mold damage and water damage to your insurance?