Slab Leaks and your Insurance Claim
Our firm has been assisting several homeowners in Jupiter, Florida with Slab Leaks. The term “Slab Leak” refers to a plumbing leak where copper lines that run under your slab (floor) begin to leak. Prior to visible damage you may notice the sound of water running, warm tiles under your feet or noticeably higher water bills. Eventually that leaking water will come up and cause damage to your property. The cost of the actual ‘plumbing repair’ is minimal compared to the cost of the leak detection, accessing the damaged pipe and bringing the property back to its pre-loss condition.
Most people ‘assume’ that they have coverage under their insurance policy for this type of loss. You are not wrong to think that, however, there are many variables that can come into play. The insurance adjuster working for the insurance company will have many questions, for example: what damages were found? How long has it been leaking? Would it be feasible to simply reroute the plumbing? The way these questions are answered will determine how and if they will pay for this loss. I have seen many of these types of claims get grossly underpaid or simply denied. These can be very complicated insurance claims to handle on your own.
Similar to hiring an Accountant to prepare your tax returns instead of simply having the IRS do it for you, you do have the right under Florida law to hire your own professional Adjuster. These types of adjusters are Licensed Public Insurance Adjusters. If you have damage to your property whether it’s from water, fire, lightning, sinkholes, etc., it is highly recommended to bring in a Public Adjuster from the onset of the loss to avoid any future problems that may arise when attempting to handle the claim yourself.
Insurance company adjusters are trained by the insurance company they represent. Are you certain that they have your best interests at heart?
I am local here in Jupiter and welcome any questions regarding Slab Leaks or any other insurance claim issues. We offer a free claim evaluation for anyone that has property damage or has had an insurance claim where they don’t feel they were compensated fairly.
Please follow this link for more information in regards to Water, Fire and Storm Damage claim assistance.
You can reach us by phone at 561-768-7880 or email at Greg@ClaimConcepts.com.
Greg Roover, PA
FL License #P017831