What does a Slab Leak Claim mean?
A Slab Leak Claim refers to an insurance claim that is made for a pipe that has broken or is leaking underneath the slab of your home or business. Slab Leaks are typically found in copper pipes and many times they are very small holes, however these are pressurized lines which means even a small hole can release a lot of water. These slab leaks can and usually are difficult to locate as you will only see the water coming up in certain areas which are sometimes not even close to where the actual plumbing leak is located. These types of leaks often times require the use of a Leak Detection Company to pinpoint the exact location of the leak as it is hard work to break through a slab and you don’t want to do it more times than needed.
Our firm has been assisting more and more homeowners with Slab Leaks. Prior to visible damage you may notice the sound of water running, warm tiles under your feet or noticeably higher water bills. Eventually that leaking water will come up and cause damage to your property. The cost of the actual ‘plumbing repair’ is minimal compared to the cost of the leak detection, accessing the damaged pipe and bringing the property back to its pre-loss condition.
Most people ‘assume’ that they have coverage under their insurance policy for this type of loss. You are not wrong to think that, however, there are many variables that can come into play. The insurance adjuster working for the insurance company will have many questions, for example: what damages were found? How long has it been leaking? Would it be feasible to simply reroute the plumbing? The way these questions are answered will determine how and if they will pay for this loss. I have seen many of these types of claims get grossly underpaid or simply denied. These can be very complicated insurance claims to handle on your own.
Similar to hiring an Accountant to prepare your tax returns instead of simply having the IRS do it for you, you do have the right to hire your own professional Adjuster. These types of adjusters are Licensed Public Insurance Adjusters. If you have damage to your property whether it’s from water, fire, lightning, sinkholes, etc., it is highly recommended to bring in a Public Adjuster from the onset of the loss to avoid any future problems that may arise when attempting to handle the claim yourself.
Insurance company adjusters are trained by the insurance company they represent. Are you certain that they have your best interests at heart? As state licensed Public Insurance Adjuster we work directly for you, the insured and will handle your claim with only your best interests at heart.
We offer a free claim evaluation for anyone that has property damage or has had an insurance claim where they don’t feel they were compensated fairly.