What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss?

Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After a Loss.  If in this section it state that your are required to file a sworn proof of loss within 60 days or any other instructions, do not ignore it, file this form regardless of whether they ask for it or not.  If your policy states “upon our request” and they request it, FILE IT!  This is a policy condition and you do not want to fail to comply with it as it can be detrimental to your claim.

If you have filed an insurance claim, you should understand what a Proof of Loss form is.  The requirements of what needs to be included in a proof of loss should be stipulated within your insurance policy.  Simply put, a proof of loss is a form provided by the policyholder to the insurance company in support of their claim, it will typically include basic facts about the loss that occurred and set the amount of the loss.  If a Proof of Loss has been requested or if you notice that your policy requires one to be filed you can request that your insurance company provide you with a blank form.

If you are not comfortable handling your claim on your own, we can help.  Public Adjusters are the ONLY adjusters exclusively licensed to represent the interests of the policyholder.  The insurance company is going to send out an adjuster that is paid and trained by the insurance company to represent them through the claim process, you too should be represented.  As licensed Public Adjusters we work directly for you, the insured to ensure that you recover fair compensation for your loss.  All of our fees are based on a contingency fee, meaning we only get paid when you do, there is no upfront cost for our services and we always offer a complimentary claim consultation.



Contact an Adjuster

Follow Us


What our clients say…

"In the end, Mr. Roover got us more than 6 times the amount of money the Insurance Company originally offered.  We are very pleased with the results and have already recommended Claim Concepts to one of my friends..."
-Herold H.

"You worked very skillfully with us, the insurance company, the appraiser, and the umpire to achieve a very favorable result."
-James K.