Boat Claim Blues

Boat Claim Delayed, Denied or Underpaid?

Living and working in Southeast Florida, the boat capital of the world we have been hearing from more and more insureds with claims on their boats.  We have been noticing a trend of these claims being delayed, denied or drastically underpaid for various reasons.  Speaking with several boat mechanics in the area, it appears we are not the only ones noticing this trend.  Often times the mechanics will tell me stories about the “good old days” and how much it has changed for them when dealing with the insurance companies in regards to boat damage claims.

Public Adjuster Help with boat damage claim

A Public Adjuster can help with your boat damage claim.

Your insurance policy does have several conditions and exclusions that they can try to apply to your claim and unfortunately most people accept what the company tells them and walks away.  The problem is many times these conditions and exclusions are presented out of context and they are not showing you the whole picture and how they should apply to your boat damage claim.  We see many insurance companies handling claim in a manner that differs from what the policy states.  When you buy insurance you are in fact purchasing an agreement, both sides have responsibilities.  You pay your premiums and in turn when you suffer a covered loss they should pay your claim within the guidelines of what the policy states.

Tip from Public Adjusters at Claim Concepts when dealing with a Boat Damage Claim:

In the event that you have a boat claim whether it be from a crash, taking on water, sinking or grounding be very careful how you present the claim from the onset.  Keep in mind that in order for a claim to be covered it does need to be ‘Sudden & Accidental’.  If you have or have had a boat claim that was denied or underpaid give us a call as our passion is to relentlessly fight to get our clients paid every last dollar they deserve for their loss.

Do you need Help with a Boat Claim?

We have had great success in being able to assist our clients in recovering fair claim settlements.  Contact us today to learn more about how we can Help with your boat damage claim.

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Free Claim Review With a Florida Public Adjuster


Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres