Boat Claim Blues

Boat Claim Delayed, Denied, or Underpaid?

Living and working in Southeast Florida, the boating capital of the world we have been hearing from more and more insureds with claims on their boats.  We have been noticing a trend of these claims being delayed, denied, or drastically underpaid for various reasons.  Speaking with several boat mechanics in the area, it appears we are not the only ones noticing this trend.  Often times the mechanics will tell me stories about the “good old days” and how much it has changed for them when dealing with the insurance companies in regards to boat damage claims.

Public Adjuster Help with boat damage claim

A Public Adjuster can help with your boat damage claim.

Your insurance policy does have several conditions and exclusions that they can try to apply to your claim and unfortunately, most people accept what the company tells them and walks away.  The problem is many times these conditions and exclusions are presented out of context and they are not showing you the whole picture and how they should apply to your boat damage claim.  We see many insurance companies handling claims in a manner that differs from what the policy states.  When you buy insurance you are in fact purchasing an agreement, both sides have responsibilities.  You pay your premiums and in turn, when you suffer a covered loss they should pay your claim within the guidelines of what the policy states.

Tip from Public Adjusters at Claim Concepts when dealing with a Boat Damage Claim:

In the event that you have a boat claim whether it be from a crash, taking on water, sinking, or grounding be very careful how you present the claim from the onset.  Keep in mind that in order for a claim to be covered it does need to be ‘Sudden & Accidental’.  If you have or have had a boat claim that was denied or underpaid give us a call as our passion is to relentlessly fight to get our clients paid every last dollar they deserve for their loss.

Do you need Help with a Boat Claim?

We have had great success in being able to assist our clients in recovering fair claim settlements.  Contact us today to learn more about how we can help with your boat damage claim.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Jody D. AvatarJody D.

    We appreciate the hard work that Eric put into our claim. Without Claim Concepts we wouldn't have gotten anything else. Thank you. - 12/02/2019 

    Brent W. AvatarBrent W.

    When you find yourself with such a loss and are unsure of who to trust to help get you back on your feet, look no further than Claim Concepts. It was my first time ever needing to file a claim and knowing who to trust was the biggest concern. I searched numerous adjustors and landed on Claim Concepts. Eric ran the point for my case, but the team concept approach they use is fantastic. Very knowledgeable company and took care of us in a time of need. Honesty, integrity, trustworthy and caring. I would recommend them to anyone in need of such services - 4/02/2020 

    none n. Avatarnone n.

    I dealt with Gregg, he was very professional. My insurance company wanted to give me $11,000. After contacting Gregg, he looked at my policy discovered I was entitled to a lot more things that they didn't pay me for. With his ideas and techniques I got a total of $33,000. Nice Job! - 10/23/2017 

  • Gary A. AvatarGary A.

    I was recommended when getting no where on my own with insurance company. They handled everything to completion with ease. Couldn't have done it without them. - 4/02/2020 

    Anthony O. AvatarAnthony O.

    We chose Claim Concepts because of their outstanding credentials and experience, and we were not disappointed. Eric was great to work with, and he demonstrated great knowledge and negotiating ability. We are sure we would have received only a small fraction of the insurance settlement that Eric was able to obtain without him. I hope we never need a public adjuster again, but we now know whom to call if we do. - 12/02/2019 

    Bruce S. AvatarBruce S.

    Great company and very personable. - 10/23/2018 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres