Claim Concepts team of Public Adjusters in the Florida Keys are working tirelessly to assist Policyholders with claims due to Hurricane Irma. Hurricane Irma victims are facing what is going to be a challenging journey towards recovery.  Surviving the storm itself is only the beginning, now the claims and rebuilding process begins.  Many business owners [...]

This is a very informative and timely article discussing boat insurance coverages and ways to protect you boat in the event of a named storm.  Hopefully you won’t have to test this out but it is good to know your options before the storm.   The Latest Trend in Boat Hurricane Preparation: Tie Her Down. [...]

Questioning if Florida Public Adjusters could help with your insurance claim? The Office of Program Policy Analysis & Government Accountability (OPPAGA) an office of the Florida Legislature performed a study on Florida Public Adjusters.  In this study they evaluated claims filed with Citizens from March 2008 to June 2009, for a total of 76,321 claims.  Of [...]

What is State of Florida Insurance Claim Mediation Program and how to get the outcome you are seeking. The Florida Department of Financial Services began the Florida Insurance Mediation Program as a way to assist in resolving claim disputes between the Insurance Companies and you, the policyholder.  Here is how it works, first you request [...]

Boat Claim Delayed, Denied, or Underpaid? Living and working in Southeast Florida, the boating capital of the world we have been hearing from more and more insureds with claims on their boats.  We have been noticing a trend of these claims being delayed, denied, or drastically underpaid for various reasons.  Speaking with several boat mechanics [...]

Do you have Forced Place Insurance and have a Claim? In the event that you have Forced Place Insurance on your property, understanding what will happen in the event of a loss or claim leaves most with several questions.  First, lets start by explaining what Forced Place Insurance is:  In the event that homeowners fail [...]

5 Claim Tips from a Public Adjuster Properly losses such as fires and pipe breaks typically come without warning, will you know what to do when and if it happens to you?  On the other hand, hurricanes and other storm claims may come with warning but what happens next, after the loss.  Everyone agrees that [...]

In the event that you suffer a loss due to fire, water, plumbing leak, roof leak, lightning, theft, etc. you do have the right to hire a professional to assist you in handling of your insurance claim.

Should Appraisers and Umpires be licensed in Florida? Let’s first start by explaining in more detail what this type of Appraisal is.  Appraisal, in insurance terms is a provision in some policies that offers an dispute resolution process.  Here is how it typically works in the event that you have an insurance claim dispute.  Each party [...]