Palm Beach County Fire Damage Claim way Underpaid by Insurance Company

Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder!

Florida Public Adjuster in Jupiter helps with claim and recovers much larger settlement than originally offered.

Dryer Fire put out by fire sprinkler system. Home suffers damages due to Fire, Smoke & Water

It was a newer building that luckily had fire sprinklers installed.  The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system.  The actual fire damage was minimal, however, the ensuing water loss and smoke damage were not.

We were called out to meet with the insured soon after he met with the insurance companies adjuster at the property.  At this point, he did not know what they were going to do but he did not feel comfortable with his adjuster and suspected there would be problems in the future.  After interviewing several public adjustershe retained our firm to assist him with this claim. 

When the offer finally came in, it was for $9323.45.  This was shockingly below what a reasonable offer would have been.  I immediately contacted the insurance company and informed them that this must have been a mistake as you didn’t have to have extensive experience to see that this was way below a reasonable number.  They contacted the adjuster to discuss the loss and then actually refused to meet with us at the property stating that the adjuster was confident in their estimate.

…In the end, Mr. Roover got us more than six times the amount of money the insurance company originally offered… – Herold Hinds, Jupiter Florida.

We immediately invoked the Appraisal Provision of the policy.  Upon them naming their appraiser and agreeing to an Umpire, I met with the appraiser at the property.  He looked at me with a bit of a grin and said, “I think this guy left off a bunch of stuff”.  After going back and forth with their appraiser he was willing to settle the claim for $45,000 which is almost 5X their original offer and this is from their own appraiser!  As much as that was now what I would consider a ‘reasonable’ offer it was still not satisfactory.  We agreed to disagree and bring in an independent umpire to settle the dispute.  The umpire agreed it was still too low and awarded $59,989.00 for this loss.  That was a 642% increase over their original offer that they were not willing to budge from.

Needless to say, we now have a very happy client that has already referred us to a friend and family.  He wrote a very nice testimonial as well that can read by clicking the link.

I always recommend bringing in a Public Adjuster at the beginning of the claim process as it can help avoid potential pitfalls and in a case such as this one, it may have shaved off a couple of months of waiting.

FREE CLAIM REVIEW with a Florida Public Adjuster – Call: 800-801-2099.

 Whatever you do, do not settle for less than you deserve.  You pay your full premium and in the event of a loss, you should recover your full settlement.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Jackie M. AvatarJackie M.

    Eric and Greg did a great job in negotiating a settlement even after the Insurance company denied my claim. I got enough money to complete repairs after paying their fee. Thank you for what you do. I highly recommend them. - 10/08/2017 

    Patrick S. AvatarPatrick S.

    These guys are professionals and they get the job done the right way. - 1/23/2019 

    Jadon Y. AvatarJadon Y.

    These guys are amazing they will fight for you and make sure even after they're done with their job they still answer questions for you in regards to your insurance claim. I've been battling back-and-forth with my mortgage company trying to release my funds and Eric has been amazing still helping me even though his job has been done. Greg and Eric are an awesome team if I ever need a public adjuster again they will be my number one guys to call no hesitation! - 5/11/2018 

  • L F. AvatarL F.

    Awesome experience, highly recommend. They are also very nice and strive to satisfy all their clients. After my insurance company decided to give me nothing almost, hire them and so easy they do all the work and nothing to lose. - 11/02/2019 

    Kelly K. AvatarKelly K.

    Greg and Claim Concepts went above and beyond to insure I received the most possible from my insurance claim. They were easy to reach, communicated well, and were really nice guys to work with. I would recommend them without hesitation! - 10/27/2020 

    Brent W. AvatarBrent W.

    When you find yourself with such a loss and are unsure of who to trust to help get you back on your feet, look no further than Claim Concepts. It was my first time ever needing to file a claim and knowing who to trust was the biggest concern. I searched numerous adjustors and landed on Claim Concepts. Eric ran the point for my case, but the team concept approach they use is fantastic. Very knowledgeable company and took care of us in a time of need. Honesty, integrity, trustworthy and caring. I would recommend them to anyone in need of such services - 3/13/2020 

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