Palm Beach County Fire Damage Claim way Underpaid by Insurance Company

Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder!

Florida Public Adjuster in Jupiter helps with claim and recovers much larger settlement than originally offered.

Dryer Fire put out by fire sprinkler system. Home suffers damages due to Fire, Smoke & Water

It was a newer building that luckily had fire sprinklers installed.  The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system.  The actual fire damage was minimal, however, the ensuing water loss and smoke damage were not.

We were called out to meet with the insured soon after he met with the insurance companies adjuster at the property.  At this point, he did not know what they were going to do but he did not feel comfortable with his adjuster and suspected there would be problems in the future.  After interviewing several public adjustershe retained our firm to assist him with this claim. 

When the offer finally came in, it was for $9323.45.  This was shockingly below what a reasonable offer would have been.  I immediately contacted the insurance company and informed them that this must have been a mistake as you didn’t have to have extensive experience to see that this was way below a reasonable number.  They contacted the adjuster to discuss the loss and then actually refused to meet with us at the property stating that the adjuster was confident in their estimate.

…In the end, Mr. Roover got us more than six times the amount of money the insurance company originally offered… – Herold Hinds, Jupiter Florida.

We immediately invoked the Appraisal Provision of the policy.  Upon them naming their appraiser and agreeing to an Umpire, I met with the appraiser at the property.  He looked at me with a bit of a grin and said, “I think this guy left off a bunch of stuff”.  After going back and forth with their appraiser he was willing to settle the claim for $45,000 which is almost 5X their original offer and this is from their own appraiser!  As much as that was now what I would consider a ‘reasonable’ offer it was still not satisfactory.  We agreed to disagree and bring in an independent umpire to settle the dispute.  The umpire agreed it was still too low and awarded $59,989.00 for this loss.  That was a 642% increase over their original offer that they were not willing to budge from.

Needless to say, we now have a very happy client that has already referred us to a friend and family.  He wrote a very nice testimonial as well that can read by clicking the link.

I always recommend bringing in a Public Adjuster at the beginning of the claim process as it can help avoid potential pitfalls and in a case such as this one, it may have shaved off a couple of months of waiting.

FREE CLAIM REVIEW with a Florida Public Adjuster – Call: 800-801-2099.

 Whatever you do, do not settle for less than you deserve.  You pay your full premium and in the event of a loss, you should recover your full settlement.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Blair B. AvatarBlair B.

    Claim Concepts truly saved me with a recent insurance claim. Without their assistance I would have had to come out of pocket A TON for repairs that insurance initially denied and later ended up covering. Jesse and Greg were such a pleasure to work with; although, "work with" is an over exaggeration as I just sat back while everyone at Claim Concepts took care of absolutely everything with my claim. I cannot recommend them strongly enough. I hope not to have any more insurance claims, but if I do, there is no question that I will be immediately calling Claim Concepts. - 11/23/2018 

    Rick P. AvatarRick P.

    Eric & Jesse were great to work with. They were very efficient and kept us updated though out the entire process. They were able to negotiate a satisfactory settlement. Thank you Claims Concepts (Eric/Jesse) for all your help!! I highly recommend Claim Concepts if you ever need a Public Adjuster. - 10/23/2018 

    Jackie M. AvatarJackie M.

    Eric and Greg did a great job in negotiating a settlement even after the Insurance company denied my claim. I got enough money to complete repairs after paying their fee. Thank you for what you do. I highly recommend them. - 10/08/2017 

  • Bruce S. AvatarBruce S.

    Great company and very personable. - 10/23/2018 

    none n. Avatarnone n.

    I dealt with Gregg, he was very professional. My insurance company wanted to give me $11,000. After contacting Gregg, he looked at my policy discovered I was entitled to a lot more things that they didn't pay me for. With his ideas and techniques I got a total of $33,000. Nice Job! - 10/23/2017 

    Nancy F. AvatarNancy F.

    Due to a water pipe leak in between my first and second floor bathrooms, I sustained quite a bit of damage. All I knew to do was to contact my insurance company. They sent out a claims adjuster who looked at the obvious damage and created a claim that just fell short of my deductible. When looking for a company to repair the damage, it was becoming apparent that the damage could be more significant than originally quoted by the claims adjuster. That is when it was brought to my attention that there was someone out there who could support those findings and have my best interest in mind. That's when I found Claims Concepts. I had no idea that this type of business even existed. Insurance companies can be a bit intimidating, especially if you're not in the construction business. I called Claims Concepts and worked with Greg, who substantiated the information that there was more damage than the adjuster quoted. He took over from that point on and worked on my behalf with my insurance company, to make sure that all damages were properly covered. - 10/23/2017 

Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres