Florida Braces for Debby Downpour

Florida Braces for Debby Downpour

By Chad Hemenway, PropertyCasualty360.com

June 25, 2012 • Reprints

NU Online News Service, June 25, 2:03 p.m. EDT

Record-setting Tropical Storm Debby has formed in the Gulf of Mexico and is scheduled to move at a snail’s pace across Northern Florida this week.

According to weather forecasters and enthusiasts, Debby marks the first time since record-keeping began in 1851 that a fourth tropical storm has formed in the Atlantic before July.

Tropical storm-force winds of about 60 mph and heavy rain, as well as tornadoes are possible.

Debby is expected to make landfall Tuesday morning in upper Florida between Apalachicola and Cross City as a strong tropical storm, according to AccuWeather.com, which adds that wind shear should prevent Debby from becoming a hurricane.

The National Hurricane Center says 10-20 inches of rain are expected across northern and centralFlorida.

Insurance carriers have already started the claims-handling process, as Debby has spawned dozens of tornadoes in Florida and surrounding states. Downed trees and power lines have been reported.

Many areas from Tampa to Panama City have experienced flooding. More than six inches of rain had fallen in Tampa-St. Petersburg as of the early evening hours on Sunday, AccuWeather reports.

“The main risks associated with Debby are tropical storm-strength winds that will continue to affect portions of the northeast Gulf Coast over the next few days, coastal flooding related to storm surge, flooding as a result of heavy rainfall, and the risk of a few tornadoes across the eastern Florida Panhandle,” says Neena Saith, director of catastrophe response at catastrophe modeler Risk Management Solutions (RMS).

Tim Doggett, principal scientist at catastrophe modeler AIR Worldwide says Debby “could pose a serious flooding threat.”

The soil in much of Florida is already saturated from recent rain, observe forecasters.

Flooding is not covered by a standard homeowners’ policy and Florida leads all other states in the number of flood policies with 2.1 million, according to the National Flood Insurance Program.

Citizens Property Insurance Corp., Florida’s state-run insurer, is the leading writer of homeowners’ multi-peril and commercial insurance, with market shares of 20 percent and 9.3 percent, respectively.

State Farm holds a 19.5 percent market share among private passenger auto insurers in the Sunshine State, followed by Berkshire Hathaway (17.7 percent), Allstate (13.4 percent), Progressive (11.0) and USAA (5.7 percent).

via Florida Braces for Debby Downpour | PropertyCasualty360.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Mark L. AvatarMark L.

    claim concepts did an excellent job for me. the insurance company didn't want to pay anything for damages. greg procured enough money to fix my house. - 4/19/2018 

    J M. AvatarJ M.

    We never thought of hiring a public insurance adjuster to settle a claim before, however, upon getting the run-around from our insurance company due to serious plumbing leaks throughout our home, we are extremely happy we contacted Claim Concepts. Greg Roover and Eric Thomas did a tremendous job for us. We found them extremely professional & knowledgeable in their field. We were told what to expect with regard to settlement timelines and negotiations, and they gave us a thorough & detailed estimate of what we were due based on our property damages. From the beginning to final settlement they handled everything, alleviating us having to follow up and negotiate with our insurance companies representatives and their adjusters. Greg and Eric know their business...and with their help our claim was settled well beyond what our insurer originally offered. Without hesitation, we would call Claim Concepts for any future needs and would highly recommend their service to others. Thank you Claim Concepts! - 10/02/2017 

    Michael C. AvatarMichael C.

    Qualified, fast and and aggressive! What else could you ask for in a stressful situation? - 6/20/2017 

  • Duane M. AvatarDuane M.

    I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed. - 10/02/2017 

    ALFRED L. AvatarALFRED L.

    I had direct contact with Eric and Jesse and my experience with both of these professionals was exemplary. I observed a sincere desire on both their parts to assist me in anyway they could to obtain an acceptable settlement from my insurance carrier due to a roof leak resulting in extensive interior damage to one of my rooms as well as to my roof. Whenever I had a question or concern, both Eric and Jesse were there to answer those concerns. I am extremely grateful for their assistance in obtaining the insurance settlement that I received. I recommend Claim Concepts, unequivocally, for anyone in need of Public Adjusters. They are the epitome of professionalism, honesty and integrity. - 10/02/2018 

    Marilyn P. AvatarMarilyn P.

    We had a water leak in our house. We called insurance and they send an appraisal guy to determine the damaged. What a bad experience when he gave me instructions of what to do taking pictures forward to him etc. When the insurance final the case they send us a check for much less to cover all the damage.We found Greg Hoover, He response immediately and guides us in what to to do. He fought for us with the insurance company and we get exactly He told us in his appraisal. Highly recommended him. Very professional - 10/23/2017 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres