Report Indicates 66.9% Of Hurricane Michael Claims Have Been Closed –

The Florida Office of Insurance Regulation (FLOIR) released their Hurricane Michael Claims data, you can review the report in its entirety here.  The report shows a total of 131,562 property claims were filed in Florida as a result of Hurricane Michael and that 66.9% of these claims have been closed as of December 7th, 2018.  The question that we have is, how exactly do they define ‘Closed’?  I suspect that the word closed on these claims simply means that they have issued a payment, as we have not heard of any policyholders that are in agreement that their claim is closed yet.  This data is based on reports from the insurance companies themselves and I suspect that the policyholders would answer that question much differently.  I would be surprised if any more than 5% of the Policyholders would agree that their claim is closed at this time.   

We have met with and are representing many victims of Hurricane Michael.  The insurance company claims estimates that we have reviewed to date have us very concerned.  Most of the estimates appear to have been written by adjusters that lack the necessary experience and/or skills to handle claims of this nature.  

As Public Adjusters, we understandably see the worst of the worst as people don’t often call us to rave about how great their insurance company was.  With that said, if you believe that your insurance company has paid your claim fairly, we want to hear your story and please mention which insurance company your claim was with as we are all going to be shopping soon.    

If you have received your estimate and have questions or concerns, we are happy to offer you a Complimentary Claim Consultation with a Licensed Public Adjuster where we will review your estimate and answer any questions you may have.

 

 

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What our clients say…

  • ALFRED L. AvatarALFRED L.

    I had direct contact with Eric and Jesse and my experience with both of these professionals was exemplary. I observed a sincere desire on both their parts to assist me in anyway they could to obtain an acceptable settlement from my insurance carrier due to a roof leak resulting in extensive interior damage to one of my rooms as well as to my roof. Whenever I had a question or concern, both Eric and Jesse were there to answer those concerns. I am extremely grateful for their assistance in obtaining the insurance settlement that I received. I recommend Claim Concepts, unequivocally, for anyone in need of Public Adjusters. They are the epitome of professionalism, honesty and integrity. - 10/02/2018 

    Anthony O. AvatarAnthony O.

    We chose Claim Concepts because of their outstanding credentials and experience, and we were not disappointed. Eric was great to work with, and he demonstrated great knowledge and negotiating ability. We are sure we would have received only a small fraction of the insurance settlement that Eric was able to obtain without him. I hope we never need a public adjuster again, but we now know whom to call if we do. - 11/17/2019 

    Pamela K. AvatarPamela K.

    Greg Eric and Jessie are the nicest guys that you could ever talk to or meet . They help me through the tough times. They're my heroes!! - 10/02/2018 

  • HYACINTH M. AvatarHYACINTH M.

    Claim Concept is a phenomenal company.This company and its staff really put their customers first.I would not hesitate to recommend this company and their staff to anyone who needs their service.I have used their service and I am 100%satisfied customer.......H Mclaughlin. - 10/02/2019 

    Marilyn P. AvatarMarilyn P.

    We had a water leak in our house. We called insurance and they send an appraisal guy to determine the damaged. What a bad experience when he gave me instructions of what to do taking pictures forward to him etc. When the insurance final the case they send us a check for much less to cover all the damage.We found Greg Hoover, He response immediately and guides us in what to to do. He fought for us with the insurance company and we get exactly He told us in his appraisal. Highly recommended him. Very professional - 10/02/2017 

    Duane M. AvatarDuane M.

    I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed. - 10/02/2017 

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