denied insurance claim

A denied insurance claim can be a frustrating and stressful experience, especially if you’ve experienced costly damages to your home or business. But do not lose hope just yet. A Licensed Florida Public Adjuster from Claim Concepts can review your claim and help you seek the settlement you deserve.

Even if your claim was initially denied, don’t take the insurance company’s decision as the final word. There are numerous reasons why a claim can be incorrectly denied, as we outline below. By hiring an experienced Florida Public Adjusting Firm like Claim Concepts to fight for you, you’ll have experts on YOUR side to properly investigate, estimate and ultimately recover the full and proper settlement that your policy allows.

Here’s what you need to know.


Why was my insurance claim denied?

Insurance companies can deny claims for several reasons, but it ultimately depends on the policy and how that policy is interpreted. While every situation is unique, some common reasons why homeowner’s insurance claims are denied include: 

Insurance policies are difficult to read and often very ambiguous.  The truth is that there is no policy that will cover any and all damage to your property (even though many TV commercials would leave you to believe otherwise) and some insurance claim denials are proper.  However, it’s important to remember many claims are improperly denied, which is why it’s so important to contact a competent Florida Public Adjuster and have them review your policy and the insurance companies’ reason for the denial. 


Reasons to contact a Florida Public Adjuster

Insurance companies and their adjusters are required to act in good faith throughout the claims process, but that doesn’t mean they always do. The insurance company’s own adjuster is sometimes not even an employee of the company, but rather an outside contractor. Errors can occur in a number of areas, which can lead to your insurance claim being denied.

Examples of how claims can be incorrectly denied:


If you have found yourself in this situation and have been searching online for “public insurance adjuster Florida,” then you’ve come to the right place. The experienced team of Florida Public Adjusters at Claim Concepts may be able to help you resolve any of these scenarios.


How Our Florida Public Adjusting Firm Can Help

At Claim Concepts, our Licensed Public Adjusters have decades of experience helping policyholders whose insurance claims have been denied or underpaid for numerous reasons. 

Contact us today for a free claim review and strategy session where we will be happy to go over your options. If you choose to hire us as your Florida Public Adjusting Firm, we will thoroughly evaluate your policy, document and accurately estimate your losses and communicate with the insurance company as needed to get you the maximum settlement allowed under your policy.

Don’t settle for a denied claim – you still have options! Call 800-801-2099 to speak with a licensed Florida Public Adjuster today about your claim.