Insurance Claim Denied? Learn how a Florida Public Adjuster can help with a Free Claim Review

denied insurance claim

A denied insurance claim can be a frustrating and stressful experience, especially if you’ve experienced costly damages to your home or business. But do not lose hope just yet. A Licensed Florida Public Adjuster from Claim Concepts can review your claim and help you seek the settlement you deserve.

Even if your claim was initially denied, don’t take the insurance company’s decision as the final word. There are numerous reasons why a claim can be incorrectly denied, as we outline below. By hiring an experienced Florida Public Adjusting Firm like Claim Concepts to fight for you, you’ll have experts on YOUR side to properly investigate, estimate and ultimately recover the full and proper settlement that your policy allows.

Here’s what you need to know.


Why was my insurance claim denied?

Insurance companies can deny claims for several reasons, but it ultimately depends on the policy and how that policy is interpreted. While every situation is unique, some common reasons why homeowner’s insurance claims are denied include: 

  • Long-term repeated leakage or seepage.
  • Statements made when filing the claim.
  • Insurance Claim filed late.
  • No visible damage to trigger coverage.
  • Wear and Tear.
  • Construction Defect.
  • The claim does not exceed your deductible (not an actual denial).  

Insurance policies are difficult to read and often very ambiguous.  The truth is that there is no policy that will cover any and all damage to your property (even though many TV commercials would leave you to believe otherwise) and some insurance claim denials are proper.  However, it’s important to remember many claims are improperly denied, which is why it’s so important to contact a competent Florida Public Adjuster and have them review your policy and the insurance companies’ reason for the denial. 


Reasons to contact a Florida Public Adjuster

Insurance companies and their adjusters are required to act in good faith throughout the claims process, but that doesn’t mean they always do. The insurance company’s own adjuster is sometimes not even an employee of the company, but rather an outside contractor. Errors can occur in a number of areas, which can lead to your insurance claim being denied.

Examples of how claims can be incorrectly denied:

  • Incorrect application of the policy terms.
  • Failure to thoroughly review the policy looking for coverage
  • Engaging outcome oriented vendors 

If you have found yourself in this situation and have been searching online for “public insurance adjuster Florida,” then you’ve come to the right place. The experienced team of Florida Public Adjusters at Claim Concepts may be able to help you resolve any of these scenarios.


How Our Florida Public Adjusting Firm Can Help

At Claim Concepts, our Licensed Public Adjusters have decades of experience helping policyholders whose insurance claims have been denied or underpaid for numerous reasons. 

Contact us today for a free claim review and strategy session where we will be happy to go over your options. If you choose to hire us as your Florida Public Adjusting Firm, we will thoroughly evaluate your policy, document and accurately estimate your losses and communicate with the insurance company as needed to get you the maximum settlement allowed under your policy.

Don’t settle for a denied claim – you still have options! Call 800-801-2099 to speak with a licensed Florida Public Adjuster today about your claim.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Poh W. AvatarPoh W.

    My house caught on fire in late March 2019. Initially I tried to deal with insurance adjuster myself but it quickly became too much work for me to handle.Fortunately, my boss was in a similar situation and highly recommended me to talk to Claim Concepts. I contacted Greg Roover (the owner), we had a great conversation and contracted CC to be my public adjuster. I met with Eric Thomas (one of Greg’s associates, super friendly and professional) the next day to previewed my burnt house and went over logistic.4 months later not only did I got my insurance claim approved, Eric managed to get the full insured amount as well. Great Job Claim Concepts! I would highly recommend Claim Concepts especially if you find yourself in a fire or hurricane claim situation. - 11/02/2019 

    Tyler F. AvatarTyler F.

    Chris and his colleagues worked tirelessly to get my claim taken care of.They are the best insurance company I have ever worked with. I truly appreciated the time he took to explain my policy to me and the steps we needed to take to complete my claim.I will highly recommend them. - 8/23/2019 

    Zach J. AvatarZach J.

    Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need. - 2/02/2020 

  • none n. Avatarnone n.

    I dealt with Gregg, he was very professional. My insurance company wanted to give me $11,000. After contacting Gregg, he looked at my policy discovered I was entitled to a lot more things that they didn't pay me for. With his ideas and techniques I got a total of $33,000. Nice Job! - 10/02/2017 


    Claim Concept is a phenomenal company.This company and its staff really put their customers first.I would not hesitate to recommend this company and their staff to anyone who needs their service.I have used their service and I am 100%satisfied customer.......H Mclaughlin. - 10/02/2019 

    Dave S. AvatarDave S.

    Greg was great to work with and got results! - 10/02/2018 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres