Looking for Help with a Flood Claim?

Why are Flood Damage Claims known to be so difficult to resolve?

Florida Public Adjuster can help with a flood damage claimTrue flood damage claims are not typically adjusted through your normal homeowners insurance company as they are managed and adjusted through the NFIP or National Flood Insurance Program which is run under FEMA.  The simple fact that you are dealing with the United States Government explains the difficulty in handling these types of claim.  These claims are handled differently than other homeowner claims as they have unique and often confusing guidelines that their adjusters must adhere to.  It is difficult for even many seasoned claims adjusters to fully understand how they assess and estimate the damages.  This is the reason why you need a Public Adjuster with experience handling Flood Damage Claims in your corner.  When looking for a Public Adjuster to help with a flood claim, be sure to inquire as to their experience with flood claims as many great Florida Public Adjusters do not have the experience or know how to properly adjust and bring your flood damage claim to a fair and equitable resolution.  Greg Roover, the owner of Claim Concepts does possess this much needed experience and knowledge in dealing with Flood Claims as he was once an NFIP Flood Adjuster.  He knows what should and should not be paid under the policy and how to handle each claim to ensure that the policyholder does recover the maximum settlement for their loss.

Florida Public Adjusters help with a flood claim. We are flood damage claim experts.

Our Florida Public Adjusters know how to properly adjuster your Flood Damage Claim. Don’t settle for less than you deserve, let us fight for your!

Flood damage insurance claims can be much more complicated that they appear.  There are a minefield of exclusions that can easily result in a claim that is dramatically underpaid or denied if presented improperly to the insurance company.  If you have ever been a victim of Flood damage or even seen images on TV you can appreciate the enormously destructive power of Flood Waters.

What is the difference between a simple Water Claim and Flood Damage Claims?

It is very important that you understand the difference between flood damage claims and water damage claims as their differences are enormous when referring to how the claims will be handled and which company you should contact to file your claim.  

The definition of a Flood as defined by the National Flood Insurance program is:

Flood – A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder’s property) from one of the following:

  • Overflow of inland or tidal waters
  • Unusual and rapid accumulation or runoff of surface waters from any source
  • Mudflow
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above

Recovering after Flood Damage Claims

First you have to deal with Filing a Florida Flood Claim.  FEMA Flood Claims are handled through the National Flood Insurance Program.  Do you know what it will take to get your property back to the pre-loss condition after suffering a water loss of this magnitude?  Did the water wick up your walls?  That’s right, it can and does soak up into your drywall which can eventually lead to mold growth.  Even 1 inch of water from a flood can cause severe damage to your property!
The bottom line is after water damage, property owners often face enormous repair bills and obstacles that can lead to an even larger loss.  You don’t have to face your insurance company alone, let Claim Concepts assist you in recovering the largest available settlement with the least amount of hassle.

Our job at Claim Concepts it to help people like you.  Our passion and expertise is to put an accurate dollar value on your loss and fight to recover it from your insurance company.  We don’t work for the insurance company, we work directly for you with ONLY your interests in mind…let us fight for you!

Us Against The Insurance Company

Your insurance company employs an adjuster to work on its behalf.  These adjusters are paid and trained  by your insurance company, do they have your best interest in mind?  Insurance companies do not make any money paying claims, actually, the claims division is most likely their largest expense and therefore the easiest place for them to increase their bottom line. 

We are State licensed Public Insurance Adjusters.  Greg Roover, the owner of Claim Concepts brings experience working on both sides of the fence, being trained by the Big Insurance Companies he knows how they work, think and act.  That’s right, he used to be an adjuster for the other side.  His experience working on both sides has helped many property owners achieve the claim settlement that they deserved.

You probably have enough to deal with right now. Our job includes the preparation of building damage estimates, contents inventory lists and documenting your other losses. We handle all the tedious tasks of compiling, filing and settling claims.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Blair B. AvatarBlair B.

    Claim Concepts truly saved me with a recent insurance claim. Without their assistance I would have had to come out of pocket A TON for repairs that insurance initially denied and later ended up covering. Jesse and Greg were such a pleasure to work with; although, "work with" is an over exaggeration as I just sat back while everyone at Claim Concepts took care of absolutely everything with my claim. I cannot recommend them strongly enough. I hope not to have any more insurance claims, but if I do, there is no question that I will be immediately calling Claim Concepts. - 11/23/2018 

    nancey c. Avatarnancey c.

    Eric, Greg & Jesse were amazing! Very responsive, professional & freindly. My claim was not a simple cut & dry situation & entailed replacing the ceramic tile throughout my 2400 sq. ft. home. Claim Concepts handled everything from start to finish for me. They procured a great settlement and kept me up to date with all the progress as the claim moved forward.The settlement covered all my repairs plus! I'd highly recommend them to anyone!! Thank you guys for a great experience! - 3/08/2020 

    Dave S. AvatarDave S.

    Greg was great to work with and got results! - 10/23/2018 

  • Leroy R. AvatarLeroy R.

    Definitely agree with others' comments here. Greg at Claim Concepts is an honest broker. He is not just friendly and reliable-- he is also knowledgeable and hard-working. Even after Greg recognized there was not a "big job" at our home, he spent a lot of time helping us get a complex issue sorted out with our insurance company. Claim Concepts are good people. - 11/02/2019 

    Cyn AvatarCyn

    Great service from Claim Concepts, It helped me so much dealing with uncooperative insurence and received what I deserved, Thank you so much Greg! - 10/23/2018 

    Laura M. AvatarLaura M.

    Greg and Eric made a terrible situation with my insurance company tolerable. They were able to get a fair loss layout so I can restore my home after slab leaks. Thank you both for all of your help. You guys are great - 10/23/2018 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres