Hail Damage Claim Services By Skilled Public Adjuster

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Expert Public Adjuster Services for Hail Damage Claims

A Public Adjuster in Florida is the best person to help with a hail claim.
It takes a trained eye to find all of the damage created by hail.


Initiating a hail damage claim begins with recognizing the full extent of the destruction, as it takes a trained eye to find all of the damage in regions where hail is a rare visitor; its sudden fury can wreak havoc on homes and vehicles, leaving a trail of extensive damage.

Navigating the aftermath requires a seasoned professional who understands the intricacies of hail damage claims. Enter the skilled Public Adjuster: your dedicated advocate in the face of adversity.

We have seasoned backgrounds as catastrophe adjusters, and our team of public adjusters has honed their collective skills across the nation’s most severe hailstorms. Claim Concepts adept eyes for detail ensure that every sign of hail impact is meticulously documented, paving the way for just and thorough claim adjustments.

Proceed with Caution:

Stay alert for roofing and contracting entities canvassing your area post-storm. Offers of a “no-cost roof” might sound enticing, but they often come with strings attached—an assignment of benefits contract. This agreement could inadvertently grant the contractor full sway over your claim, including the insurance payout.

Remember, only a Public Adjuster or an attorney is legally empowered to represent you in these matters. Engaging with unauthorized contractors could lead to unlawful practices and potential legal complications.

Our Pledge to You:

We invite a free claim review conducted by a certified Public Adjuster. Our team is committed to providing a clear explanation of your damages and the ensuing claims process.

With our expertise, we aim to empower you with the knowledge and support necessary to secure the compensation you deserve for your hail damage claim.

Understanding the Velocity of Hail Impact

Hailstones can plummet to earth at speeds exceeding 100 miles per hour, leaving a wake of destruction on automobiles, roofs, gutters, siding, and even air conditioning units. Annually, hail is responsible for over $1 billion in damages to property and agriculture.

Detecting hail damage requires a trained eye, as it is not always immediately visible to the untrained observer. Drawing from extensive experience as catastrophe adjusters, our team excels at uncovering and documenting hail damage that others may overlook.

Hail Damage to Roof on 4-6-2022
Hail-Damaged Metal Vent for Basement, Seeking Restoration

Why Choose a Public Adjuster for Your Hail Damage Claim?

A skilled public adjuster is essential for evaluating hail damage, which often presents differently than damage from other events, such as hurricanes.

Hail damage may not be apparent from the ground or to the untrained eye, but our licensed Public Adjusters possess the expertise to identify even the subtlest signs of hail impact.

If hail has touched your home, an expert inspection is a critical first step.

No Upfront Costs: Our Promise of Integrity

Our licensed Public Adjusters offer their expertise without any upfront fees. We work on a contingency basis, ensuring our interests align with achieving the best outcome for your claim.

Our commitment to honesty means we focus on providing you with a straightforward assessment.

Taking Action on a Denied or Underpaid Hail Damage Claim

If your hail damage claim has been denied or underpaid, it’s not the end of the road. You have the right to professional representation to challenge the insurance company’s decision.

As licensed adjusters, we can advocate for your interests and pursue the fair settlement you deserve.

Proactive Steps After a Hail Storm

Following a hail storm, it’s prudent to have your property inspected by a qualified adjuster with experience in hail claims. This proactive step can ensure that any damage is identified and addressed promptly.

Initiate Your Hail Damage Claim Now

Take control of your hail damage claim with confidence. Our team is on standby to guide you to the resolution you deserve. Don’t wait and secure the expertise of seasoned Public Adjusters committed to your home’s swift and fair recovery.

Don't Take Our Word For It


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Meet Our Leadership Team at Claim Concepts

Our Commitment

At Claim Concepts, Eric and Greg embody the epitome of professional excellence, seamlessly intertwined with a profound personal commitment and a fiery passion that sets them apart. Their unique journeys reflect our company’s commitment to defining, genuinely understanding, and advocating for our clients. With Claim Concepts, you’re hiring experts and gaining partners who will tirelessly ensure your rights and interests are protected and fairly served.

Greg Roover

Greg Roover - Owner and Public Adjuster at Claim Concepts: Leading the Way in Insurance Claims Assistance
Owner/Public Adjuster

Inspired by Personal Experience

Greg’s path to becoming a Public Adjuster was deeply personal. The Northridge Earthquake was a turning point, where his family’s experience with a public adjuster opened his eyes to the profound impact of this role. Greg embarked on a strategic career journey, motivated by a desire to help others as his family was helped. He honed his skills working for prominent insurance companies as an independent insurance adjuster and NFIP-certified flood adjuster. 

In 2008, Greg’s vision came to fruition with the founding of Claim Concepts. His insider knowledge, gained from years within the industry, and his passion for aiding others have been instrumental in the company’s success. Greg’s expertise is not just in his impressive resume but in the countless testimonials from those he has aided, reflecting his dedication to securing the rightful settlements for our clients.

Greg's Expertise Backed by Industry Accreditations

Morgan "Eric" Thomas

Morgan - Your Trusted Public Adjuster at Claim Concepts
Public Adjuster

From Adjuster to Advocate

Eric’s journey in the insurance world began in 1989, marking the start of a career defined by expertise and dedication. Fresh out of college, he jumped into the role of an independent adjuster, swiftly advancing to a general adjuster position at a major firm. There, Eric specialized in complex homeowners and commercial property insurance claims, showcasing his skill in navigating intricate scenarios. 

In 2001, his career took a pivotal turn towards the construction aspect of insurance. As the General Manager for a renowned Insurance Restoration Contractor, Eric oversaw everything from estimating to maintaining vital relationships with insurance companies. His profound understanding of insurance and construction led him to Claim Concepts, where he now thrives as a Public Adjuster. His unparalleled insight has been crucial in ensuring that our clients receive the settlements they genuinely deserve

Eric's Expertise Backed by Industry Accreditations

Begin Your Hassle-Free Damage Claim Journey Today with Our Expert Support


Our team of experienced insurance professionals has developed a proactive claim management strategy & process to help you receive the proper settlement that you need and deserve. We understand that proving your claim can be a daunting and time-consuming, and we are here to alleviate that burden for you. Our goal is to make this process as seamless and stress-free as possible for you while ensuring that you recover the full and proper settlement for your loss.

STEP 1 - Complimentary Consultation

We invite you to speak with one of our professional Public Insurance Adjusters about your situation. Our team will carefully review your policy, claim-related documents, and the extent of your damages. Based on our thorough evaluation, we will then offer our professional opinion on the best course of action for your specific circumstances.

STEP 2 - We Go To Work On Your Behalf

Our team of experienced public adjusters is dedicated to thoroughly documenting every aspect of your claim. We understand the importance of utilizing advanced technologies, such as 360 photography, thermal imaging, and moisture detection equipment, to fully capture all damages. This meticulous process ensures that we have a comprehensive record of all losses incurred. We will then prepare a detailed estimate, utilizing industry-standard estimating software, and assist you in creating an inventory of damaged personal property.

STEP 3 - Path Toward Settlement

Upon your approval, we will submit the estimate along with any supporting documentation to the insurance company on your behalf.  We will always protect your interests and ensure that you comply with all of your post-loss obligations provided within the policy.

STEP 4 - Settlement

We will keep you in the loop and present any offers made by the insurance company.  We will only accept settlement offers with your approval. 


Peace of mind! We are here to represent you and your interest in the claim. Unfortunately, insurance companies often times deny claims that should be paid or do not pay enough money on a covered claim. This is not always the case and even when it is it may not be intentional. I know that most adjusters have the best of intentions but sometimes they may be inexperienced or simply trained to see things one way, the way the big insurance company wants it to be seen. As Public Adjusters our number one job is to get you the largest settlement available to you under your policy with the insurance company.

NO. By state law we as Public Adjusters are not allowed to represent the insurance companies. We can only represent the insuring public.

The public adjuster is employed by you, the insured. Their function is to represent your interests and ensure that you recover the proper settlement for all of your losses per the terms of your insurance policy. The insurance company’s adjuster works for the insurance company and is responsible to protect their interests throughout the claim.

Public Adjusters typically work on a contingency basis which equals a small percentage of any money recovered by the insurance company.

NO! This is NOT required under any policy that I have seen to date and I do not recommend it.  In the event of a loss it is best to employ a Reputable Public Adjuster that knows what the policy will cover and what it takes to get your property back to its pre-loss condition. Many contractors will provide you with a competitive bid to make repairs but not necessarily get your property back to its pre-loss condition.

No.   In most cases we can reopen your file with a supplemental claim. There are many factors involved. Give us a call and we will be happy to offer you a free claim consultation.

Not necessarily.  It is not recommended to file a claim every time you spill a glass of water as you may become classified as a nuisance claim maker. Property insurance is typically rated based on your area which is why all homeowner rates increased in Florida after the hurricanes, whether you filed a claim or not. The risk is more related to the area where your property is located and in commercial situations the use of the property.  However, it is known that there are databases where claim activity is logged and each insurance company may have their own stipulations based on claim activity of the individual or the property.  Ultimately, you buy insurance to protect you in the time of a loss.  If you are debating whether you should file a claim or not, please feel free to call and speak with one of our Public Adjusters about your particular situation, we are always happy to help.

Do not do anything before having a qualified Public Adjuster or Attorney take a look at your file. Depending on the way everything is written you may be agreeing to their offer by depositing the check. We do not charge anything to come out and evaluate your particular situation.