Insurance Claim Appraisal

What is Insurance Claim Appraisal?

 

Many times during the claim process there will be a dispute over the value of the damages, in these situation insurance appraisal may possibly be the best option to settle your claim.  The term Appraisal is often confused as many people automatically think about appraisals as they relate to real estate.  Appraisal for Insurance Claims is a provision in many policies that once invoked will put the resolution of the claim in the hands of the Appraisal Panel which consists of 2 insurance appraisers and 1 umpire, any 2 of the 3 signing an award will settle the claim.  Insurance Claim Appraisal has unfortunately been taken out of many policies and modified in others, you will have to check the ‘Conditions’ section of your policy to see if Appraisal may be available to you. Below is sample of how one insurance policy defines the insurance appraisal provision.

Insurance Claim Appraisal Policy Language

This policy language is just 1 example. Many policies utilize different language in regards to appraisal while others do not offer it at all.

If you are unsure if it is available to you, we would be happy to review your policy and claim to see if Appraisal is available and the best course of action for your claim.

 

When engaging in the insurance appraisal process it is very important to choose an Insurance Appraiser that understands the appraisal process, your damages and how to assess and present them in relation to your claim.  Greg Roover, the President of Claim Concepts is an Insurance Appraiser and has received the designation of CPIA (Certified Property Insurance Appraiser) and CPIU (Certified Property Insurance Umpire) from the IAUA (Insurance Appraiser & Umpire Association) as well as successfully completing the WIND Appraiser & Umpire Certification courses.  Here at Claim Concepts we have assisted numerous property owners through the appraisal process with very positive results.  It is our understanding of the policy, construction and the team of experts that we work with that together are able to achieve the final result that our clients deserve.

Request a Consultation regarding the Insurance Appraisal Process!

Do not be afraid or intimidated by the Insurance Claim Appraisal Process.  We have an insurance appraiser standing by and ready to help.

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What our clients say…

  • Poh W. AvatarPoh W.

    My house caught on fire in late March 2019. Initially I tried to deal with insurance adjuster myself but it quickly became too much work for me to handle.Fortunately, my boss was in a similar situation and highly recommended me to talk to Claim Concepts. I contacted Greg Roover (the owner), we had a great conversation and contracted CC to be my public adjuster. I met with Eric Thomas (one of Greg’s associates, super friendly and professional) the next day to previewed my burnt house and went over logistic.4 months later not only did I got my insurance claim approved, Eric managed to get the full insured amount as well. Great Job Claim Concepts! I would highly recommend Claim Concepts especially if you find yourself in a fire or hurricane claim situation. - 11/02/2019 

    Lloyd C. AvatarLloyd C.

    5 stars - 12/23/2018 

    Anthony O. AvatarAnthony O.

    We chose Claim Concepts because of their outstanding credentials and experience, and we were not disappointed. Eric was great to work with, and he demonstrated great knowledge and negotiating ability. We are sure we would have received only a small fraction of the insurance settlement that Eric was able to obtain without him. I hope we never need a public adjuster again, but we now know whom to call if we do. - 12/02/2019 

  • Duane M. AvatarDuane M.

    I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed. - 10/02/2017 

    ALFRED L. AvatarALFRED L.

    I had direct contact with Eric and Jesse and my experience with both of these professionals was exemplary. I observed a sincere desire on both their parts to assist me in anyway they could to obtain an acceptable settlement from my insurance carrier due to a roof leak resulting in extensive interior damage to one of my rooms as well as to my roof. Whenever I had a question or concern, both Eric and Jesse were there to answer those concerns. I am extremely grateful for their assistance in obtaining the insurance settlement that I received. I recommend Claim Concepts, unequivocally, for anyone in need of Public Adjusters. They are the epitome of professionalism, honesty and integrity. - 10/02/2018 

    Alyssa J. AvatarAlyssa J.

    Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need. - 1/16/2020 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres