Lightning Damage Claim Services By A Public Adjuster

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Expert Resolution of Your Lightning Damage Claim by Professional Adjusters

When lightning strikes, the aftermath can be overwhelming. Dealing with the intricacies of lightning damage claims requires a seasoned hand, especially since what’s visible is often just the tip of the iceberg. The path electricity takes through your home can leave a trail of hidden destruction, not unlike the astonishing energy of a lightning bolt that could illuminate a 100-watt bulb for months on end.

Our team of certified public adjusters specializes in dissecting the complexities of lightning damage claims. We understand that the true extent of damage from even the most common thunderstorms can be far-reaching, affecting everything from your electrical wiring to the structural integrity of your home. Water intrusion from storm-driven rain is just one aspect of the potential damage.

Should you face the aftermath of a lightning strike, don’t hesitate to reach out. Our experienced adjusters are ready to assess your situation thoroughly and guide you toward the most effective course of action. Our goal is to ensure you receive a fair and just settlement that fully covers the restoration of your property to its pre-loss glory.

help with lightning damage claims

The Truth About Insurance Adjusters and Your Lightning Damage Claim

When lightning strikes, the damage can be extensive and the claims process, daunting. Insurance companies employ adjusters to protect their interests, which raises the question: whose side are they on? The reality is insurance firms profit by minimizing payouts, and claims departments are often their largest expense. 

At Claim Concepts, we stand in your corner. Our mission is to evaluate your loss accurately and fight tenaciously to secure the compensation you deserve from your insurance provider. We work for you, not the insurance company.

Licensed Public Adjusters: Your Ally in Lightning Damage Claims

Greg Roover, with his dual experience as an adjuster for policyholders and insurance companies, leads Claim Concepts with insider knowledge of the industry. Our licensed public adjusters are your personal advocates, ensuring your interests are the priority.

We understand the tactics of insurance companies and leverage this insight to your advantage, helping you navigate the claim process for the settlement you rightfully deserve.

Lightning Damage Claim Services by Claim Concepts through Dark Skies Over Two Homes, Portraying Weather's Influence

Comprehensive Lightning Claim Handling from Assessment to Settlement

Dealing with a lightning damage claim can be overwhelming. Our role extends beyond just evaluating the damage; we prepare detailed building estimates and inventory contents and document all your losses. We manage the exhaustive tasks of compiling and filing claims, negotiating settlements, and ensuring you are not shortchanged.

With professional help from the Claim Concepts team, you can focus on recovery while we handle the complexities of your claim.

Don't Settle for Less! Enlist a Public Adjuster for Your Lightning Damage Claim

It’s not uncommon to feel pressured to accept a lesser settlement. However, with a Claim Concepts public adjuster by your side, you have a real pro who is ready to leap into action for your lightning or other storm-related insurance claims.

We are committed to fighting for your rights and ensuring you receive the full amount you are entitled to for repairs and recovery.

Don't Take Our Word For It


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Meet Our Leadership Team at Claim Concepts

Our Commitment

At Claim Concepts, Eric and Greg embody the epitome of professional excellence, seamlessly intertwined with a profound personal commitment and a fiery passion that sets them apart. Their unique journeys reflect our company’s commitment to defining, genuinely understanding, and advocating for our clients. With Claim Concepts, you’re hiring experts and gaining partners who will tirelessly ensure your rights and interests are protected and fairly served.

Greg Roover

Greg Roover - Owner and Public Adjuster at Claim Concepts: Leading the Way in Insurance Claims Assistance
Owner/Public Adjuster

Inspired by Personal Experience

Greg’s path to becoming a Public Adjuster was deeply personal. The Northridge Earthquake was a turning point, where his family’s experience with a public adjuster opened his eyes to the profound impact of this role. Greg embarked on a strategic career journey, motivated by a desire to help others as his family was helped. He honed his skills working for prominent insurance companies as an independent insurance adjuster and NFIP-certified flood adjuster. 

In 2008, Greg’s vision came to fruition with the founding of Claim Concepts. His insider knowledge, gained from years within the industry, and his passion for aiding others have been instrumental in the company’s success. Greg’s expertise is not just in his impressive resume but in the countless testimonials from those he has aided, reflecting his dedication to securing the rightful settlements for our clients.

Greg's Expertise Backed by Industry Accreditations

Morgan "Eric" Thomas

Morgan - Your Trusted Public Adjuster at Claim Concepts
Public Adjuster

From Adjuster to Advocate

Eric’s journey in the insurance world began in 1989, marking the start of a career defined by expertise and dedication. Fresh out of college, he jumped into the role of an independent adjuster, swiftly advancing to a general adjuster position at a major firm. There, Eric specialized in complex homeowners and commercial property insurance claims, showcasing his skill in navigating intricate scenarios. 

In 2001, his career took a pivotal turn towards the construction aspect of insurance. As the General Manager for a renowned Insurance Restoration Contractor, Eric oversaw everything from estimating to maintaining vital relationships with insurance companies. His profound understanding of insurance and construction led him to Claim Concepts, where he now thrives as a Public Adjuster. His unparalleled insight has been crucial in ensuring that our clients receive the settlements they genuinely deserve

Eric's Expertise Backed by Industry Accreditations

Begin Your Hassle-Free Damage Claim Journey Today with Our Expert Support


Our team of experienced insurance professionals has developed a proactive claim management strategy & process to help you receive the proper settlement that you need and deserve. We understand that proving your claim can be a daunting and time-consuming, and we are here to alleviate that burden for you. Our goal is to make this process as seamless and stress-free as possible for you while ensuring that you recover the full and proper settlement for your loss.

STEP 1 - Complimentary Consultation

We invite you to speak with one of our professional Public Insurance Adjusters about your situation. Our team will carefully review your policy, claim-related documents, and the extent of your damages. Based on our thorough evaluation, we will then offer our professional opinion on the best course of action for your specific circumstances.

STEP 2 - We Go To Work On Your Behalf

Our team of experienced public adjusters is dedicated to thoroughly documenting every aspect of your claim. We understand the importance of utilizing advanced technologies, such as 360 photography, thermal imaging, and moisture detection equipment, to fully capture all damages. This meticulous process ensures that we have a comprehensive record of all losses incurred. We will then prepare a detailed estimate, utilizing industry-standard estimating software, and assist you in creating an inventory of damaged personal property.

STEP 3 - Path Toward Settlement

Upon your approval, we will submit the estimate along with any supporting documentation to the insurance company on your behalf.  We will always protect your interests and ensure that you comply with all of your post-loss obligations provided within the policy.

STEP 4 - Settlement

We will keep you in the loop and present any offers made by the insurance company.  We will only accept settlement offers with your approval. 


Peace of mind! We are here to represent you and your interest in the claim. Unfortunately, insurance companies often times deny claims that should be paid or do not pay enough money on a covered claim. This is not always the case and even when it is it may not be intentional. I know that most adjusters have the best of intentions but sometimes they may be inexperienced or simply trained to see things one way, the way the big insurance company wants it to be seen. As Public Adjusters our number one job is to get you the largest settlement available to you under your policy with the insurance company.

NO. By state law we as Public Adjusters are not allowed to represent the insurance companies. We can only represent the insuring public.

The public adjuster is employed by you, the insured. Their function is to represent your interests and ensure that you recover the proper settlement for all of your losses per the terms of your insurance policy. The insurance company’s adjuster works for the insurance company and is responsible to protect their interests throughout the claim.

Public Adjusters typically work on a contingency basis which equals a small percentage of any money recovered by the insurance company.

NO! This is NOT required under any policy that I have seen to date and I do not recommend it.  In the event of a loss it is best to employ a Reputable Public Adjuster that knows what the policy will cover and what it takes to get your property back to its pre-loss condition. Many contractors will provide you with a competitive bid to make repairs but not necessarily get your property back to its pre-loss condition.

No.   In most cases we can reopen your file with a supplemental claim. There are many factors involved. Give us a call and we will be happy to offer you a free claim consultation.

Not necessarily.  It is not recommended to file a claim every time you spill a glass of water as you may become classified as a nuisance claim maker. Property insurance is typically rated based on your area which is why all homeowner rates increased in Florida after the hurricanes, whether you filed a claim or not. The risk is more related to the area where your property is located and in commercial situations the use of the property.  However, it is known that there are databases where claim activity is logged and each insurance company may have their own stipulations based on claim activity of the individual or the property.  Ultimately, you buy insurance to protect you in the time of a loss.  If you are debating whether you should file a claim or not, please feel free to call and speak with one of our Public Adjusters about your particular situation, we are always happy to help.

Do not do anything before having a qualified Public Adjuster or Attorney take a look at your file. Depending on the way everything is written you may be agreeing to their offer by depositing the check. We do not charge anything to come out and evaluate your particular situation.