As Public Adjusters in Florida we have assisted many homeowners with Lightning Damage Claims.
From our experiences we have found that lightning damage is usually much more than meets the eye.
The Insurance Information Institute reported that there were more than 186,000 lightning claims in 2011, no doubt many of those were right here in Florida. When it comes to lightning damage claims and your homeowners insurance policy, in most cases you should be covered. The problems that we see with these types of claims is the policyholders not being paid enough.
Lighting damage comes in many form, including: Fire, Siding and Roof Damage, Plumbing line breaks, electrical issues and problems with electrical components throughout the home. These are the obvious items that you and the adjuster will most likely notice. What concerns us the most is the hidden damages.
As Professional Public Insurance Adjusters we will look at and account for all aspects of your lightning loss and ensure that you are compensated properly by the insurance company for your loss. As public adjusters we work exclusively on a contingency fee basis, there is never any cost to you until you are compensated by your insurance company. If you suffer a loss caused by lighting in the state of Florida please feel free to request a complimentary lightning damage claim consultation with one of our Public Adjuster.