Lightning Damage Claims

As Public Adjusters in Florida we have assisted many homeowners with Lightning Damage Claims. 

From our experiences we have found that lightning damage is usually much more than meets the eye.

The Insurance Information Institute reported that there were more than 186,000 lightning claims in 2011, no doubt many of those were right here in Florida.  When it comes to lightning damage claims and your homeowners insurance policy, in most cases you should be covered.  The problems that we see with these types of claims is the policyholders not being paid enough.  

lightning damage claims are complex and a public adjuster will assist in navigating the claim to a maximum settlement for your loss

Lightning damage claims are tricky to adjuster as the damage is not always apparent right away.

Lighting damage comes in many form, including: Fire, Siding and Roof Damage, Plumbing line breaks, electrical issues and problems with electrical components throughout the home.  These are the obvious items that you and the adjuster will most likely notice.  What concerns us the most is the hidden damages.

As Professional Public Insurance Adjusters we will look at and account for all aspects of your lightning loss and ensure that you are compensated properly by the insurance company for your loss.  As public adjusters we work exclusively on a contingency fee basis, there is never any cost to you until you are compensated by your insurance company.  If you suffer a loss caused by lighting in the state of Florida please feel free to request a complimentary lightning damage claim consultation with one of our Public Adjuster.


Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Sandi D. AvatarSandi D.

    We had some problems with checks from the bank from a insurance claim...Greg helped us through this gregarious process! We will go back to him in the event we need a private adjuster! He is great and professional! - 10/23/2017 

    Willie G. AvatarWillie G.

    Great experience working with Greg at Claim Concepts. Insurance company originally paid me $1400 and after getting Claim Concepts involved we recovered an additional $21,500! My only regret is not hiring them sooner as once they got involved I was relieved of all the stress of dealing with the insurance company and clearly they knew exactly what to do. I highly recommend them to anyone with a claim. - 10/23/2017 

    Larry G. AvatarLarry G.

    Great company, Greg did a fantastic job! I highly recomend Claim Concepts. - 1/17/2018 

  • Marilyn P. AvatarMarilyn P.

    We had a water leak in our house. We called insurance and they send an appraisal guy to determine the damaged. What a bad experience when he gave me instructions of what to do taking pictures forward to him etc. When the insurance final the case they send us a check for much less to cover all the damage.We found Greg Hoover, He response immediately and guides us in what to to do. He fought for us with the insurance company and we get exactly He told us in his appraisal. Highly recommended him. Very professional - 10/23/2017 

    Tyler F. AvatarTyler F.

    Chris and his colleagues worked tirelessly to get my claim taken care of.They are the best insurance company I have ever worked with. I truly appreciated the time he took to explain my policy to me and the steps we needed to take to complete my claim.I will highly recommend them. - 8/23/2019 

    Blair B. AvatarBlair B.

    Claim Concepts truly saved me with a recent insurance claim. Without their assistance I would have had to come out of pocket A TON for repairs that insurance initially denied and later ended up covering. Jesse and Greg were such a pleasure to work with; although, "work with" is an over exaggeration as I just sat back while everyone at Claim Concepts took care of absolutely everything with my claim. I cannot recommend them strongly enough. I hope not to have any more insurance claims, but if I do, there is no question that I will be immediately calling Claim Concepts. - 11/23/2018 

Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres