Panama City Public Adjuster

Are you looking for a Public Adjuster in Panama City Florida?

Florida Panhandle Public Adjusters in Panama City


As you may already be aware, trying to handle your own insurance claim can be extremely frustrating and often times prove to be unproductive.  Our team of seasoned Florida Panhandle Public Adjusters are ready to help in the event that your home or business suffers damage whether due to Hurricane Fire, or Water Damage!  You don’t have to sit back and let the insurance company and their adjusters dictate the outcome of your insurance claim.  The team at Claim Concepts has decades of experience in all aspects of the insurance claims industry, we know how to properly investigate, estimate and ultimately recover the maximum settlement available under your insurance policy. 
As licensed your Panama City Public Adjusters we will fight to ensure you receive the claim settlement that you rightfully deserve!

When you file an insurance claim your insurance company is going to send out an adjuster that they pay and have trained to handle your claim according to their companies claim handling guidelines, this does not always work out well for the policyholder.  As Public Adjusters, we are hired directly by you, the policyholder and exclusively represent you and your best interests throughout the claim process.  Our #1 priority is to ensure that you recover the full and proper settlement available under all coverages of your insurance policy.
There are 3 classifications of adjusters but there is only one that is able to be retained by the insured.  The representative of the insurance company should be either an IA (Independent Adjuster) or a Staff Adjuster.  An Independent Adjuster works as a subcontractor with the option to work for several different insurance companies, whereas a Staff Adjuster is a direct employee and only works for the one insurance company that employs them.  A Florida Public Adjuster is the only adjuster or person other than an attorney that is licensed to exclusively represent Policyholders throughout the claim process.  When choosing a Public Adjuster to represent you, do some research as they are not all the same.  You can search licensing data which will give you an idea of the experience the adjuster has and also be careful of anyone that gives you claim advice without first asking to review your policy.  They are probably not very seasoned as all policies are different and items covered under one policy can be excluded on the next.

Many contractors and unlicensed “Loss Consultants” will claim that they can help with your claim, not only are they not qualified to help you but they are also committing UPPA (Unauthorized Practice of Public Adjusting) which is a felony in the State of Florida.

All claims are unique and need to be handled as such, as your Florida Public Adjusters we will often do some if not all of the following:

  1. Investigate the loss to determine cause and origin while evaluating damages.
  2. Review your policy to determine coverage of the claim.Panama City Public Adjuster - Florida Panhandle Public Adjusting Firm
  3. Prepare a detailed Building Damage Valuation Estimate.
  4. Prepare a Proof of Loss, if requested or required.
  5. Meet with the insurance company adjusters to discuss the loss and scope of the damage.
  6. Meet with Insurance Company “Experts”.
  7. Bring in our own team of Experts if needed.
  8. Attempt to reach a fair settlement with the insurance company adjuster.
  9. We assist many clients throughout the Appraisal and Mediation processes. 
  10. We will be there with you through the entire claim process with the goal of guiding you and your claim to a satisfactory settlement.

Our team of Seasoned and Licensed Panama City Public Adjuster are ready and able to assist you with the handling of your insurance claim.  Our #1 goal is to reach the largest settlement possible under your insurance policy.  We work strictly on a contingency basis, we only get paid when you get paid.

 

Read What Our Clients Have To Say About Us:

 

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Nancy P. AvatarNancy P.

    AWESOME SERVICES. - 10/23/2017 

    Louis S. AvatarLouis S.

    In a rather difficult time, Greg was reassuring, very professional and genuinely interested in our project. We had frequent updates and he saw the situation through to completion. I highly recommend Claim Concepts. - 10/02/2017 

    Summerlin V. AvatarSummerlin V.

    I have done a few claims with insurance companies over the years. It's never easy and the insurance company goes in with the upper hand because they do that all day every day. Well we had a claim started and we were made an offer by the insurance company which I thought was a little bit low. I started by doing an internet search for an attorney but they wanted way too high of a % or they just weren't interested. Along the way I came across Claim Concepts and researched a little more about public adjusters. The insurance company sends an adjuster to represent their best interests and so I figured I would give them a shot at representing my best interests like the insurance company had. Since I had already been offered an amount and the insurance company had already cut a check with final payment on it, it would give me a very good idea of whether or not hiring a public adjuster was beneficial or not. In conclusion, Claim Concepts took over the claim and kept me very much in the loop with emails telling me exactly what was going on and where we were in the process. They were very nice and had it ended there and Claim Concepts were not able to get me any more money I would have been satisfied because I knew they had tried every angle to try and get us the money we were owed. Claim Concepts was able to get more than 6 times the amount the insurance company had sent a check for. So, now I am a believer. Not just in a public adjusters, but Claim Concepts public adjusters. I will never deal directly with an insurance company again. Thank you so much Claim Concepts. - 4/18/2021 

  • Larry G. AvatarLarry G.

    Great company, Greg did a fantastic job! I highly recomend Claim Concepts. - 1/17/2018 

    Tyler F. AvatarTyler F.

    Chris and his colleagues worked tirelessly to get my claim taken care of.They are the best insurance company I have ever worked with. I truly appreciated the time he took to explain my policy to me and the steps we needed to take to complete my claim.I will highly recommend them. - 10/02/2019 

    Alexis B. AvatarAlexis B.

    After not getting any help from my home insurance company, I learned from a colleague about an public adjuster and what they do. I hired Claims Concept and they were a big help and a crucial part in my case. Eventually, I had to hire an attorney and won my case (14 months later). It was a long process and lots of stress but totally worth it. The guys at Claims Concept know what they are doing and I would recommend. - 5/23/2019 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres