Looking for a Licensed Public Adjuster? (aka ‘Private Adjuster’)

We Can Help You Recover Every Dollar You Deserve for Your Claim

If you’ve experienced a property loss, hiring a public adjuster (sometimes referred to as a private adjuster) can help you recover the full and proper settlement for your insurance claim.

Dealing with adjusters from your insurance company can be intimidating. And most homeowners do not realize when their insurance claim is inaccurate, resulting in an unfair settlement. Nor do they know how to properly combat this issue when they do realize it.

Hiring a public adjuster, who does not work for the insurance carrier, can help you recover every dollar you deserve for your claim, while also making the claims process easier, faster and hassle-free.

Here’s everything you need to know.



What Is Private Adjuster?

Private adjusters are another term for public adjusters. They are licensed insurance claim adjusters who assess claims on behalf of the policyholder (you), rather than the insurance company.

These adjusters are hired by individuals and businesses to handle the claims process. Since they are hired independently, they serve the interests of the insurance policyholder, rather than the insurance company, ensuring that claims for damages are accurately documented and presented to seek a full and proper settlement.


Staff Adjuster vs. Public Adjuster vs. Independent Adjuster

There are several types of adjusters that can play a role in processing an insurance claim for losses at your home or business. And the terms for each adjuster can be misleading.

Here are the differences:

Staff Insurance Adjusters

This type of adjuster is a paid employee of the insurance company and does not work for the policyholder.

Independent Adjusters

An independent adjuster also works for an insurance company, not the policyholder. The term “independent adjusters” refers to the fact that they are hired as independent contractors and will often work for numerous insurance carriers, rather than being in-house staff.

Private / Public Insurance Adjuster

A licensed public insurance adjuster works on behalf of the public —you, the policyholder—to perform a thorough evaluation of the claim, oversee the claims process and ensure you recover the settlement that you are entitled to. “Public” and “private” are sometimes used interchangeably by homeowners, but the actual licensed title is “Public Adjuster.”


Why Hire An Outside Adjuster?

Regardless of what company you get your insurance from or how much you love your insurance carrier, there are several important advantages to hiring a public insurance adjuster.

When dealing only with the insurance company’s adjuster, you don’t have anyone looking out for your interests. But with a public adjuster, you have a trained professional fighting on your behalf throughout the entire process.

Here are some of the benefits:

1) Recover Every Dollar You Deserve For Homeowners Insurance Claims

You may think you have the best insurance provider, but that doesn’t mean the company will voluntarily pay you the maximum amount for your claim. A private adjuster or public adjuster will thoroughly evaluate and estimate your damage and relentlessly fight to ensure you recover a fair and equitable settlement for your covered losses.

2) Faster, Simpler Claims Process

As the policyholder, you shouldn’t have to worry about cutting through all the red tape to get your claim paid fairly. A private adjuster handles all the paperwork and communication for you. This will help eliminate stress, as you will have peace of mind knowing that a professional is handling the entire insurance claim process for you.

3) No Upfront Costs

The fees for our services are contingency based and are equal to a small percentage of the amount the claim settles for. In other words, we don’t get paid until your claim gets paid. There are no upfront costs for our services. This is how you know we’re fighting to get you the payout you deserve for your claim.


Why Choose Claim Concepts For Insurance Appraisals and Adjustment?

Our team of licensed public adjusters can help you recover a full and proper settlement for your claim. With more than 40 years’ combined experience, our public insurance adjusters know how to properly handle even the most complex of both residential and commercial insurance claims.

Having previously worked on “the other side” for the big insurance companies, we know the tactics they use to limit your payout. Now, as public adjusters, we represent YOUR interests as a policyholder. We will relentlessly fight to get you every last dollar that you deserve for your claim!

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Alexis B. AvatarAlexis B.

    After not getting any help from my home insurance company, I learned from a colleague about an public adjuster and what they do. I hired Claims Concept and they were a big help and a crucial part in my case. Eventually, I had to hire an attorney and won my case (14 months later). It was a long process and lots of stress but totally worth it. The guys at Claims Concept know what they are doing and I would recommend. - 10/02/2019 

    Sheriba AvatarSheriba

    Amazing company and amazing people ! Never make a claim without Claims Concept. They are here for you ! - 8/20/2020 

    Duane B. AvatarDuane B.

    I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed. - 6/21/2017 

  • J M. AvatarJ M.

    We never thought of hiring a public insurance adjuster to settle a claim before, however, upon getting the run-around from our insurance company due to serious plumbing leaks throughout our home, we are extremely happy we contacted Claim Concepts. Greg Roover and Eric Thomas did a tremendous job for us. We found them extremely professional & knowledgeable in their field. We were told what to expect with regard to settlement timelines and negotiations, and they gave us a thorough & detailed estimate of what we were due based on our property damages. From the beginning to final settlement they handled everything, alleviating us having to follow up and negotiate with our insurance companies representatives and their adjusters. Greg and Eric know their business...and with their help our claim was settled well beyond what our insurer originally offered. Without hesitation, we would call Claim Concepts for any future needs and would highly recommend their service to others. Thank you Claim Concepts! - 10/23/2017 

    Jadon Y. AvatarJadon Y.

    These guys are amazing they will fight for you and make sure even after they're done with their job they still answer questions for you in regards to your insurance claim. I've been battling back-and-forth with my mortgage company trying to release my funds and Eric has been amazing still helping me even though his job has been done. Greg and Eric are an awesome team if I ever need a public adjuster again they will be my number one guys to call no hesitation! - 5/11/2018 

    none n. Avatarnone n.

    I dealt with Gregg, he was very professional. My insurance company wanted to give me $11,000. After contacting Gregg, he looked at my policy discovered I was entitled to a lot more things that they didn't pay me for. With his ideas and techniques I got a total of $33,000. Nice Job! - 10/23/2017 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres