We Can Help You Recover Every Dollar You Deserve for Your Claim

If you’ve experienced a property loss, hiring a public adjuster (sometimes referred to as a private adjuster) can help you recover the full and proper settlement for your insurance claim.

Dealing with adjusters from your insurance company can be intimidating. Most homeowners do not realize when their insurance claim is inaccurate, resulting in an unfair settlement. Nor do they know how to combat this issue when they realize it properly.

Hiring a public adjuster who does not work for the insurance carrier can help you recover every dollar you deserve for your claim while also making the claims process easier, faster, and hassle-free.

Here’s everything you need to know.


What Is a Private Adjuster?

Private adjusters are another term for public adjusters. They are licensed insurance claim adjusters who assess claims on behalf of the policyholder (you), rather than the insurance company.

Individuals and businesses hire these adjusters to handle the claims process. Since they are hired independently, they serve the interests of the insurance policyholder rather than the insurance company, ensuring that claims for damages are accurately documented and presented to seek a full and proper settlement.

Staff Adjuster vs. Public Adjuster vs. Independent Adjuster

Several types of adjusters can play a role in processing an insurance claim for losses at your home or business. And the terms for each adjuster can be misleading.

Here are the differences:

Staff Insurance Adjusters

This type of adjuster is a paid insurance company employee and does not work for the policyholder.

Independent Adjusters

An independent adjuster also works for an insurance company, not the policyholder. The term “independent adjusters” refers to the fact that they are hired as independent contractors and will often work for numerous insurance carriers, rather than being in-house staff.

Private / Public Insurance Adjuster

A licensed public insurance adjuster works on behalf of the public —you, the policyholder—to perform a thorough evaluation of the claim, oversee the claims process and ensure you recover the settlement that you are entitled to. “Public” and “private” are sometimes used interchangeably by homeowners, but the actual licensed title is “Public Adjuster.”

Why Hire An Outside Adjuster?

Regardless of what company you get your insurance from or how much you love your insurance carrier, there are several important advantages to hiring a public insurance adjuster.

When dealing only with the insurance company’s adjuster, you don’t have anyone looking out for your interests. But with a public adjuster, you have a trained professional fighting on your behalf throughout the entire process.

Here are some of the benefits:

1) Recover Every Dollar You Deserve For Homeowners Insurance Claims

You may think you have the best insurance provider, but that doesn’t mean the company will voluntarily pay you the maximum amount for your claim. A private adjuster or public adjuster will thoroughly evaluate and estimate your damage and relentlessly fight to ensure you recover a fair and equitable settlement for your covered losses.

2) Faster, Simpler Claims Process

As the policyholder, you shouldn’t have to worry about cutting through all the red tape to get your claim paid fairly. A private adjuster handles all the paperwork and communication for you. This will help eliminate stress, as you will have peace of mind knowing that a professional is handling the entire insurance claim process for you.

3) No Upfront Costs

The fees for our services are contingency based and are equal to a small percentage of the amount the claim settles for. In other words, we don’t get paid until your claim gets paid. There are no upfront costs for our services. This is how you know we’re fighting to get you the payout you deserve for your claim.

Why Choose Claim Concepts For Insurance Appraisals and Adjustment?

Our team of licensed public adjusters can help you recover a full and proper settlement for your claim. With more than 40 years’ combined experience, our public insurance adjusters know how to properly handle even the most complex of both residential and commercial insurance claims.

Having previously worked on “the other side” for the big insurance companies, we know their tactics to limit your payout. Now, as public adjusters, we represent YOUR interests as a policyholder. We will relentlessly fight to get you every last dollar that you deserve for your claim!