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Public Adjuster help with Avatar and FIGA claims

Our team of licensed Florida Public Adjusters have been receiving several calls from understandably concerned Avatar policyholders.  As you likely already know, Avatar Property & Casualty Insurance Company has been ordered into liquidation.  Due to this order, the Florida Insurance Guarantee Association (FIGA) has been activated to help pay their outstanding claims as well as any new claims that may still be filed under the Avatar Policy, assuming the damages occurred within the policy period.  These policyholders are in all different stages of the claims process, some have already been denied or underpaid while others have a new claim and have questions about the process. 

Transitioning over to FIGA will understandably cause some delays with existing claims.  The good news is that Avatar was an admitted carrier and now that FIGA is stepping in to handle claims, they should be processed and paid accordingly.    

FIGA Claims Assistance Available

The good news is that Avatar was an Admitted Carrier in the State of Florida.  What does this mean to you?  It means that their policyholders have the protections afforded through FIGA if the company is to ever go out of business.  To put it simply, claims should still be paid per the policy, aside from a few FIGA limitations and nuances of which there are 3 that stand out.

  1. FIGA will currently cover up to $300,000.00 per claim with an additional $200,000.00 available for structures and contents on homeowner’s claims.
  2. The claims filing deadline for Avatar Claims is March 14th of 2023.
  3. Requirement to file a Proof of Claims form.

Our team can help guide you through the claims process with FIGA, while eliminating the headaches associated with trying to handle it on your own.  We will ensure that you comply with all your post-loss obligations and we will fight to recover the claim settlement that you need and deserve.

For all past Avatar Policyholders, we are offering a Complimentary Claim Review with one of our licensed and experienced Florida Public Adjusters.

Claim Concepts is a boutique Florida Public Adjusting Firm.  The team of licensed Public Adjusters includes former Insurance Company Adjusters, Contractors, & Mold Inspectors with over 50 years of combined claims experience.   
As Public Adjusters we Exclusively represent the Policyholder through the claim process to ensure they recover the settlement that they need and deserve.  

Greg Roover

Owner of Claim Concepts

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