Public Adjuster Helps Client with Storm Damage Claim

Storm Damage Claims are not always what they seem.  As Public Adjusters we will help by meticulously inspecting your property in search for ALL Storm Related Damages and help recover the proper settlement from your insurance company.

In late June of 2012 Tropical Storm Debby made landfall on the West Coast of Florida.  This was a heavy rain event with winds registering up near 65 mph and their peak that created many Tropical Storm Claims.  Not long after the storm had passed our firm received a phone call from Kimberly S. in Holiday Florida that had questions regarding a Tropical Storm Debby Insurance Claim problem.  During this call they indicated that they were only paid a bit over $4k and felt they were owed more and for a roof.  We set an appointment to visit the property the very next week.

Insurance claim for water damage to ceiling, as public adjusters we can help

Water damage to drywall ceiling in several rooms.

Upon our inspection we surprisingly had to agree with the insurance company when it came to the roof, it did not show any signs of wind damage in our opinion.  However, upon our detailed inspection of the property, we did feel that they were dramatically underpaid for the ensuing water loss which was admittedly covered under their policy.  We then reviewed the insurance company adjusters estimate and it was clear that the original claims adjuster had left out most of the damages.  We agreed to take on the claim and soon began our quest to recover the additional money that was due to the insureds.

Our first task was to prepare our estimate of the damages which was then submitted to the insurance carrier for their review.  Soon thereafter we heard from an adjuster looking to schedule a re-inspection, mind you this was the same adjuster that wrote the original estimate we did not have high expectations out of this meeting.  We met with this very same claims adjuster at the property and pointed out the items that he apparently missed, soon after this inspection with the SAME adjuster, we agreed to settle the claim for over $28,000.  The actual numbers were: $4,686 initial offer and final settlement of $28,795 and this was from the same adjuster!  That is an increase of 614%.

Insurance claim help for water damage to engineered wood flooring, as public adjusters we can help with this

Water damage to engineered wood flooring

It made me wonder how many other claims are out there where the homeowner accepted their initial offer.  Being that the same adjuster was willing to revise his estimate this much, it leads me to believe that without anyone checking their work they will try to get away with what they can.

If you have or are thinking of filing a claim we highly recommend you speak with a qualified claims professional.  Hopefully your insurance company will do the right thing but it can’t hurt to keep them honest and have an experienced professional in your corner.

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What our clients say…

  • Amy C. AvatarAmy C.

    Our house was flooded in January 2020Eric and Jesse from claim concept took over our insurance claim. They surpassed our expectations.Eric was very accessible, returned every phone calls and emails.I highly recommend Claim concept - 7/01/2020 

    Patrick S. AvatarPatrick S.

    These guys are professionals and they get the job done the right way. - 10/02/2019 

    Bryan B. AvatarBryan B.

    Greg was very helpful with my insurance claim. He was always just a phone call away. I hope I never have another mishap in my home, but if I do I will not hesitate to contact Greg Roover at Claim Concepts. - 10/02/2017 

  • Jadon Y. AvatarJadon Y.

    These guys are amazing they will fight for you and make sure even after they're done with their job they still answer questions for you in regards to your insurance claim. I've been battling back-and-forth with my mortgage company trying to release my funds and Eric has been amazing still helping me even though his job has been done. Greg and Eric are an awesome team if I ever need a public adjuster again they will be my number one guys to call no hesitation! - 10/02/2017 

    cyril s. Avatarcyril s.

    Hiring Claims Concepts was one of the best decisions that my wife and I have made. A remarkable group of good, sincere people with a strong work ethic. They turned a stressful situation into a positive outcome. The only regret we have is not hiring them sooner. We would recommend them without any hesitation. So, to Greg, Eric and Jesse we thank you from the bottom of our hearts! - 4/23/2019 

    Karen K. AvatarKaren K.

    Eric and Greg were very responsive and knowledgeable and guided our Association through the insurance claim process. - 1/23/2019 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres