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Public Adjuster Testimonials

John S. Avatar
John S.
- Google

Greg, Eric, and the crew were a pleasure to work with. In fact, I would never have received any money from my claim without them. Extremely professional and extremely helpful. I always received callbacks, and always answered any questions I ever had. Was probably one of the best companies that I’ve ever worked with. I’m not even kidding. I actually asked an attorney friend of mine what he thought about my claim. He actually told me that I probably did not have a chance. However, CLAIM CONCEPTS said otherwise. They came to my home and evaluated the damage extensively. They formulated an immaculate professional report and did extensive research on my policy to make possible the best chance I had to recover my losses. I can’t say enough good things about this company and the professionals that work there. Couldn’t be more pleased. I would recommend CLAIM CONCEPTS to anybody. Absolutely hands-down a necessity if you’re looking to file a homeowners claim.

Stephen S. Avatar
Stephen S.
- Google

We hired Claim Concepts after Hurricane Ian hit Port Charlotte. Our neighbor used this firm after Charlie hit in 2005 and held them in high regard. When Jesse and Eric came to our home they found damages that we nor the Insurance Adjuster had written up. The insurance adjuster identified $20K in damages. Claim Concepts number was much higher, we paid out $100K in out of pocket expenses. We finally settled for $85K after our deductable with attorney representation, the attorney was referred to us by Claim Concepts.

cyril s. Avatar
cyril s.
- Google

Hiring Claims Concepts was one of the best decisions that my wife and I have made. A remarkable group of good, sincere people with a strong work ethic. They turned a stressful situation into a positive outcome. The only regret we have is not hiring them sooner. We would recommend them without any hesitation. So, to Greg, Eric and Jesse we thank you from the bottom of our hearts!

Lloyd C. Avatar
Lloyd C.
- Google

5 stars

Pamela K. Avatar
Pamela K.
- Google

Greg Eric and Jessie are the nicest guys that you could ever talk to or meet . They help me through the tough times. They're my heroes!!

Vitasta M. Avatar
Vitasta M.
- Google

Claim concepts helped us file a claim that I insurance company had denied. they came up with a very detailed estimate and were helpful throughout the process

Alexis B. Avatar
Alexis B.
- Google

After not getting any help from my home insurance company, I learned from a colleague about an public adjuster and what they do. I hired Claims Concept and they were a big help and a crucial part in my case. Eventually, I had to hire an attorney and won my case (14 months later). It was a long process and lots of stress but totally worth it. The guys at Claims Concept know what they are doing and I would recommend.

Frances T. Avatar
Frances T.
- Facebook

I am so thankful that I was referred to Greg Roover. He was professional and generous with his time and efforts in dealing with me, my insurance company and my construction people. Without him my loss would have been significantly greater and my recovery would have been delayed and costly. Thanks Greg!

Dave S. Avatar
Dave S.
- Google

Greg was great to work with and got results!

June K. Avatar
June K.
- Google

The team at Claims Concepts exceeded our expectations. Eric, Jeremy, and Greg were all kind, professional, thorough, and knowledgable as they assisted us through every stage of our claims process.

Patrick S. Avatar
Patrick S.
- Google

These guys are professionals and they get the job done the right way.

Shanda N. Avatar
Shanda N.
- Facebook

Excellent professional service! I received everything I needed in a timely fashion.. highly recommended

Sidra C. Avatar
Sidra C.
- Google

Greg was super help in guiding me when I called with my frustration of not getting things done with my insurance company. Even though Greg does not practice in Virginia but he was super nice to guide me by spending 20-30 minutes and because of his guidance I was able to get things resolved and I am very happy now. Thank you so much, Greg!

J M. Avatar
J M.
- Google

We never thought of hiring a public insurance adjuster to settle a claim before, however, upon getting the run-around from our insurance company due to serious plumbing leaks throughout our home, we are extremely happy we contacted Claim Concepts. Greg Roover and Eric Thomas did a tremendous job for us. We found them extremely professional & knowledgeable in their field. We were told what to expect with regard to settlement timelines and negotiations, and they gave us a thorough & detailed estimate of what we were due based on our property damages. From the beginning to final settlement they handled everything, alleviating us having to follow up and negotiate with our insurance companies representatives and their adjusters. Greg and Eric know their business...and with their help our claim was settled well beyond what our insurer originally offered. Without hesitation, we would call Claim Concepts for any future needs and would highly recommend their service to others. Thank you Claim Concepts!

Michael C. Avatar
Michael C.
- Facebook

Qualified, fast and and aggressive! What else could you ask for in a stressful situation?

Stella M. Avatar
Stella M.
- Google

Eric is professional, truthful and knowledgeable. We are very grateful for his help. He is a true advocate.

Poh W. Avatar
Poh W.
- Google

My house caught on fire in late March 2019. Initially I tried to deal with insurance adjuster myself but it quickly became too much work for me to handle.Fortunately, my boss was in a similar situation and highly recommended me to talk to Claim Concepts. I contacted Greg Roover (the owner), we had a great conversation and contracted CC to be my public adjuster. I met with Eric Thomas (one of Greg’s associates, super friendly and professional) the next day to previewed my burnt house and went over logistic.4 months later not only did I got my insurance claim approved, Eric managed to get the full insured amount as well. Great Job Claim Concepts! I would highly recommend Claim Concepts especially if you find yourself in a fire or hurricane claim situation.

Ellen S. Avatar
Ellen S.
- Google

I highly recommend Claim Concepts as public adjusters. They delivered a solid financial result from my insurance claim. More than I could have achieved on my own, I believe. Let me explain.The claims process is a black box process and a home owner needs someone like Claim Concepts who speaks the insurance claims language and knows the complex claims process. During the 6 month process, Claims Concepts continually prodded my insurer to keep it moving forward. This would be difficult for average homeowner. They assessed my house damage and created a damage report in the insurance company format. So everything was apples to apples. This would not be possible for the average homeowner. Claim Concepts knows what should be in a claim that will get paid. They are very ethical.Eric and Greg are good guys

Nancy F. Avatar
Nancy F.
- Google

Due to a water pipe leak in between my first and second floor bathrooms, I sustained quite a bit of damage. All I knew to do was to contact my insurance company. They sent out a claims adjuster who looked at the obvious damage and created a claim that just fell short of my deductible. When looking for a company to repair the damage, it was becoming apparent that the damage could be more significant than originally quoted by the claims adjuster.That is when it was brought to my attention that there was someone out there who could support those findings and have my best interest in mind. That's when I found Claims Concepts. I had no idea that this type of business even existed. Insurance companies can be a bit intimidating, especially if you're not in the construction business. I called Claims Concepts and worked with Greg, who substantiated the information that there was more damage than the adjuster quoted. He took over from that point on and worked on my behalf with my insurance company, to make sure that all damages were properly covered.

AsianLadyV R. Avatar
AsianLadyV R.
- Google

Jesse, Greg & Eric are amazing! Yall were able to help me get more money than what the insurance gave me initially. Answered all my questions and was very punctual when I made an appointment. Everyone was extremely communicative and was with me every step of the way. I am so thrilled I took the leap and called. Seriously, yall are the best and I know if I ever need anything again, yall will be there for me! Thanks again for all your hard work and dedication to assisting me in this madness!!! I HIGHLY recommend hiring them if anyone is unsure!!! You will NOT be disappointed!!!

Marilyn P. Avatar
Marilyn P.
- Google

We had a water leak in our house. We called insurance and they send an appraisal guy to determine the damaged. What a bad experience when he gave me instructions of what to do taking pictures forward to him etc. When the insurance final the case they send us a check for much less to cover all the damage.We found Greg Hoover, He response immediately and guides us in what to to do. He fought for us with the insurance company and we get exactly He told us in his appraisal. Highly recommended him. Very professional

DON’T TAKE OUR WORD FOR IT

Hear What Our Past Clients Have To Say

Alyssa J. Avatar
Alyssa J.
- Google

Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need.

Patrick S. Avatar
Patrick S.
- Google

These guys are professionals and they get the job done the right way.

Sandy B. Avatar
Sandy B.
- Google

Eric, Greg and Jesse were a pleasure to deal with. They made our insurance nightmare alot easier to deal with!!

Shilan Avatar
Shilan
- Google

Claim Concepts is an excellent company and does great job on handling claims with its members. Thank you again so much Team

Larisa S. Avatar
Larisa S.
- Google

Over all I would highly recommend when you need a private adjuster, due to insurance denial

Vitasta M. Avatar
Vitasta M.
- Google

Claim concepts helped us file a claim that I insurance company had denied. they came up with a very detailed estimate and were helpful throughout the process

Karen K. Avatar
Karen K.
- Google

Eric and Greg were very responsive and knowledgeable and guided our Association through the insurance claim process.

Larry G. Avatar
Larry G.
- Facebook

Great company, Greg did a fantastic job! I highly recomend Claim Concepts.

Stella M. Avatar
Stella M.
- Google

Eric is professional, truthful and knowledgeable. We are very grateful for his help. He is a true advocate.

Jody D. Avatar
Jody D.
- Google

We appreciate the hard work that Eric put into our claim. Without Claim Concepts we wouldn't have gotten anything else. Thank you.

Cyn Avatar
Cyn
- Google

Great service from Claim Concepts, It helped me so much dealing with uncooperative insurence and received what I deserved, Thank you so much Greg!

Sepalika W. Avatar
Sepalika W.
- Google

Claim Concepts delivered the services they promised with no pressure or headaches on me. They made sure that I was treated fairly by all parties.

carlos c. Avatar
carlos c.
- Google

Greg helped us out through a difficult time with great results. Always kept us informed throughout the process.

Michael M. Avatar
Michael M.
- Google

Great effort by Greg and Eric . Really did a fine job for us by collecting the amount needed to repair house.

Patrick S. Avatar
Patrick S.
- Google

These guys are professionals and they get the job done the right way.

Duane B. Avatar
Duane B.
- Facebook

I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed.

Fred L. Avatar
Fred L.
- Facebook

Greg was most helpful and with his hard work assisted us in dealing with a very difficult insurance company and getting results.

Thanks much Greg. Did a great job

Zach J. Avatar
Zach J.
- Google

Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need.

4 EASY STEPS TO FILE A DAMAGE CLAIM WITH US

Our team of experienced insurance professionals has developed a proactive claim management strategy & process to help you receive the proper settlement that you need and deserve. We understand that proving your claim can be a daunting and time-consuming, and we are here to alleviate that burden for you. Our goal is to make this process as seamless and stress-free as possible for you while ensuring that you recover the full and proper settlement for your loss.

STEP 1 - Complimentary Consultation

We invite you to speak with one of our professional Public Insurance Adjusters about your situation. Our team will carefully review your policy, claim-related documents, and the extent of your damages. Based on our thorough evaluation, we will then offer our professional opinion on the best course of action for your specific circumstances.

STEP 2 - We Go To Work On Your Behalf

Our team of experienced public adjusters is dedicated to thoroughly documenting every aspect of your claim. We understand the importance of utilizing advanced technologies, such as 360 photography, thermal imaging, and moisture detection equipment, to fully capture all damages. This meticulous process ensures that we have a comprehensive record of all losses incurred. We will then prepare a detailed estimate, utilizing industry-standard estimating software, and assist you in creating an inventory of damaged personal property.

STEP 3 - Path Toward Settlement

Upon your approval, we will submit the estimate along with any supporting documentation to the insurance company on your behalf.  We will always protect your interests and ensure that you comply with all of your post-loss obligations provided within the policy.

STEP 4 - Settlement

We will keep you in the loop and present any offers made by the insurance company.  We will only accept settlement offers with your approval. 

GOT QUESTIONS? WE HAVE ANSWERS

Peace of mind! We are here to represent you and your interest in the claim. Unfortunately, insurance companies often times deny claims that should be paid or do not pay enough money on a covered claim. This is not always the case and even when it is it may not be intentional. I know that most adjusters have the best of intentions but sometimes they may be inexperienced or simply trained to see things one way, the way the big insurance company wants it to be seen. As Public Adjusters our number one job is to get you the largest settlement available to you under your policy with the insurance company.

NO. By state law we as Public Adjusters are not allowed to represent the insurance companies. We can only represent the insuring public.

The public adjuster is employed by you, the insured. Their function is to represent your interests and ensure that you recover the proper settlement for all of your losses per the terms of your insurance policy. The insurance company’s adjuster works for the insurance company and is responsible to protect their interests throughout the claim.

Public Adjusters typically work on a contingency basis which equals a small percentage of any money recovered by the insurance company.

NO! This is NOT required under any policy that I have seen to date and I do not recommend it.  In the event of a loss it is best to employ a Reputable Public Adjuster that knows what the policy will cover and what it takes to get your property back to its pre-loss condition. Many contractors will provide you with a competitive bid to make repairs but not necessarily get your property back to its pre-loss condition.

No.   In most cases we can reopen your file with a supplemental claim. There are many factors involved. Give us a call and we will be happy to offer you a free claim consultation.

Not necessarily.  It is not recommended to file a claim every time you spill a glass of water as you may become classified as a nuisance claim maker. Property insurance is typically rated based on your area which is why all homeowner rates increased in Florida after the hurricanes, whether you filed a claim or not. The risk is more related to the area where your property is located and in commercial situations the use of the property.  However, it is known that there are databases where claim activity is logged and each insurance company may have their own stipulations based on claim activity of the individual or the property.  Ultimately, you buy insurance to protect you in the time of a loss.  If you are debating whether you should file a claim or not, please feel free to call and speak with one of our Public Adjusters about your particular situation, we are always happy to help.

Do not do anything before having a qualified Public Adjuster or Attorney take a look at your file. Depending on the way everything is written you may be agreeing to their offer by depositing the check. We do not charge anything to come out and evaluate your particular situation.