A Public Adjuster is the only adjuster exclusively licensed to represent the interests of the policyholder throughout the claim process. We work for you, NOT the insurance company. Many contractors will refer to themselves as ‘Insurance Claim Experts’ and offer to represent policyholders during the claim process, this is often times considered the Unauthorized Practice of Public Adjusting and is NOT legal and often times they are only ‘experts’ at ensuring they make a lot of money and truly don’t have the knowledge or experience needed to obtain the full and proper settlement for all of your damages. In the event that you suffer damage to your property and you are looking for assistance with your claim, a qualified Florida Public Adjuster or an attorney are the only professionals specifically licensed to represent your interests.
Unlike insurance company adjusters that are hired, paid and trained by the insurance company to represent their best interest, a Public Adjuster works directly for you and will handle your claim with ONLY your best interests at heart. We know what it takes to recover the maximum settlement for all of your losses, while ensuring that you fully adhere to and cooperate with all of your post loss obligations.
Citizens Property Insurance commissioned a study to try and prove that there is no need for a Public Adjuster. What happened with this report was not what they intended. It answers the question of What is a Public Adjuster best. This report proves the need and the benefit in hiring a public adjuster after suffering a loss. The report states:
for claims related to 2005 hurricanes, policyholders who used a Public Adjuster resulted in payments that were 747% higher than those policyholders that did not use a Public Adjuster.What is a Public Adjuster? This study says it all!
And it goes on to state:
For non-catastrophe claims, policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster (a difference of 574%)
The next time you hear someone ask, what is a Public Adjuster, you can tell them they are the ONLY adjusters with your best interest at heart. As Public Adjuster there is never any upfront cost for our services. Everything we do is strictly based on a contingency fee agreement…we only get paid when and if you do!In the event that you have an insurance claim whether it is a small homeowners claim or a complex commercial loss, you should always consult with a licensed Public Adjuster to discuss your loss. If you have looked at your insurance policy lately you will see that they are complex by nature and much of it seems to be in another language. Most Public Adjusters will offer a free claim consultation and if nothing else you will learn a lot about your policy and how the claims process works. When you file a claim the insurance company sends out an adjuster that is going to be very familiar with your policy, you deserve to have the same if not better representation than the insurance company has, it is the only way to level the playing field!In a perfect world their would be no need for public adjusters, you pay your hard earned money for a policy to protect your property in the event of a loss and that is exactly how it should work. However, unlike what the commercials will tell you, that is not the case. Insurance companies are brilliant in that they want to continue to take in premiums but they do NOT like to pay out on claims, it hurts their profits.
DON’T TAKE OUR WORD FOR IT
Hear what our past clients have to say
Zach J.
2/02/2020 - Google
Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need.
Patrick S.
1/23/2019 - Google
These guys are professionals and they get the job done the right way.
Larisa S.
5/02/2022 - Google
Over all I would highly recommend when you need a private adjuster, due to insurance denial
Vitasta M.
11/23/2018 - Google
Claim concepts helped us file a claim that I insurance company had denied. they came up with a very detailed estimate and were helpful throughout the process
Duane B.
6/21/2017 - Facebook
I highly recommend claim concepts. Greg was extremely pleasant to deal with, yet firm and persistent in getting us the results necessary. I highly recommend them. You won't be disappointed.
Jody D.
11/22/2019 - Google
We appreciate the hard work that Eric put into our claim. Without Claim Concepts we wouldn't have gotten anything else. Thank you.
Gary A.
3/22/2020 - Google
I was recommended when getting no where on my own with insurance company. They handled everything to completion with ease. Couldn't have done it without them.
Pamela K.
10/02/2018 - Google
Greg Eric and Jessie are the nicest guys that you could ever talk to or meet . They help me through the tough times. They're my heroes!!
Gary A.
4/02/2020 - Google
I was recommended when getting no where on my own with insurance company. They handled everything to completion with ease. Couldn't have done it without them.
Speak to one of our seasoned Public Adjusters. Our team members will discuss your situation in detail and review any claim documents that you have available.
RECEIVE OVERVIEW /OPINION
Upon reviewing your current situation, we will strategize with you on your recommended next steps to ensure your claim is moving toward a fair resolution.
WE GO TO WORK ON YOUR BEHALF
Every claim is unique and will be handled as such. In most cases, once we are engaged we will schedule a meeting at the loss for us to inspect and document all of your damages.
