Roofers acting as Unlicensed Public Adjusters

When one suffers a property loss, many people hire Roofers acting as Unlicensed Public Adjusters to assist with their claim.

In many cases this is exactly how roofers solicit their business by offering people a “free roof”.  If you are ever approached by a roofer or contractor pitching you this way, be careful, they are acting as an Unlicensed Public Adjuster!  A public adjuster or attorney are the only ones properly licensed and allowed to assist you with your claim.  Public Adjusters and Licensed Contractors are both professionals at their trade, it is when either party crosses the line that there is trouble.

Roofers, Contractors and Public Adjusters all play a critical role in the event that a property owner suffers a loss.  The problems arise when the lines get crossed.  Public Adjusters do NOT do property repairs and a Contractor should never attempt to advise a client and negotiate on their behalf in times of an insurance claim.  Learning how to navigate insurance claims as Public Adjusters do is a lifelong, full-time progressive learning type of business…there is a lot to know and the claims environment is constantly evolving.

For a roofer or contractor to state that they will assist you through the claim process is not legal.  On a very simple claim they may get away with it with no harm done (unless they get caught).  However, there are many instances where damage can be done that can not be fixed.  An example is when a roofer advises a client to go through the appraisal or mediation process, he may know roofing but what about all of the interior damages, did they properly adjust for all of that?  Do they truly know what you are entitled to under your particular policy?  Do they know all of your other coverages and what may be available?

In the event that you suffer a loss and feel that you want representation there are only 2 options.  Hire a reputable licensed Public Adjuster or retain competent legal counsel.

 

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What our clients say…

  • Stephen R. AvatarStephen R.

    Great people to work with. We had a flood from a broken pipe and the insurance company was not giving us enough money to pay for repairs. We hired Claim Concepts to handle the case and in the end we almost doubled the money originally offered by the insurance company! And, that was after paying the fee to Claim Concepts! Repairs are being made as I write. Thanks Gregg and Eric! - 10/06/2017 

    Blair B. AvatarBlair B.

    Claim Concepts truly saved me with a recent insurance claim. Without their assistance I would have had to come out of pocket A TON for repairs that insurance initially denied and later ended up covering. Jesse and Greg were such a pleasure to work with; although, "work with" is an over exaggeration as I just sat back while everyone at Claim Concepts took care of absolutely everything with my claim. I cannot recommend them strongly enough. I hope not to have any more insurance claims, but if I do, there is no question that I will be immediately calling Claim Concepts. - 11/23/2018 

    Willie G. AvatarWillie G.

    Great experience working with Greg at Claim Concepts. Insurance company originally paid me $1400 and after getting Claim Concepts involved we recovered an additional $21,500! My only regret is not hiring them sooner as once they got involved I was relieved of all the stress of dealing with the insurance company and clearly they knew exactly what to do. I highly recommend them to anyone with a claim. - 10/23/2017 

  • Kathy U. AvatarKathy U.

    Greg was clear and effective in his pursuit of our claim. He maintained the vision for positive final results in our case. - 6/27/2017 

    Sandi D. AvatarSandi D.

    We had some problems with checks from the bank from a insurance claim...Greg helped us through this gregarious process! We will go back to him in the event we need a private adjuster! He is great and professional! - 10/23/2017 

    Jody D. AvatarJody D.

    We appreciate the hard work that Eric put into our claim. Without Claim Concepts we wouldn't have gotten anything else. Thank you. - 11/22/2019 

Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres