Roofers acting as Unlicensed Public Adjusters

When one suffers a property loss, many people hire Roofers acting as Unlicensed Public Adjusters to assist with their claim.

In many cases this is exactly how roofers solicit their business by offering people a “free roof”.  If you are ever approached by a roofer or contractor pitching you this way, be careful, they are acting as an Unlicensed Public Adjuster!  A public adjuster or attorney are the only ones properly licensed and allowed to assist you with your claim.  Public Adjusters and Licensed Contractors are both professionals at their trade, it is when either party crosses the line that there is trouble.

Roofers, Contractors and Public Adjusters all play a critical role in the event that a property owner suffers a loss.  The problems arise when the lines get crossed.  Public Adjusters do NOT do property repairs and a Contractor should never attempt to advise a client and negotiate on their behalf in times of an insurance claim.  Learning how to navigate insurance claims as Public Adjusters do is a lifelong, full-time progressive learning type of business…there is a lot to know and the claims environment is constantly evolving.

For a roofer or contractor to state that they will assist you through the claim process is not legal.  On a very simple claim they may get away with it with no harm done (unless they get caught).  However, there are many instances where damage can be done that can not be fixed.  An example is when a roofer advises a client to go through the appraisal or mediation process, he may know roofing but what about all of the interior damages, did they properly adjust for all of that?  Do they truly know what you are entitled to under your particular policy?  Do they know all of your other coverages and what may be available?

In the event that you suffer a loss and feel that you want representation there are only 2 options.  Hire a reputable licensed Public Adjuster or retain competent legal counsel.

 

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What our clients say…

  • Zach J. AvatarZach J.

    Absolutely wonderful service. I was very pleased with the outcome and the service I received was above my expectations. I will recommend them to anyone in need. - 2/02/2020 

    Carlos C. AvatarCarlos C.

    Greg helped us out throgh a difficult time with great results. Always kept us informed throughout the process. - 7/09/2017 

    Joel Z. AvatarJoel Z.

    The most professional organization that you will ever deal with.They really know the inner workings of insurance companies and how to get you what you deserve.It was an absolute pleasure working with Eric and the entire staff.They let you know step by step where you are in the negotiations and conduct themselves as true gentleman.I cannot praise their work ethics and follow through anymore than by giving them my heartfelt “thanks”, for a job well done.Ellen & Joel Zeiger - 10/02/2018 

  • Nancy F. AvatarNancy F.

    Due to a water pipe leak in between my first and second floor bathrooms, I sustained quite a bit of damage. All I knew to do was to contact my insurance company. They sent out a claims adjuster who looked at the obvious damage and created a claim that just fell short of my deductible. When looking for a company to repair the damage, it was becoming apparent that the damage could be more significant than originally quoted by the claims adjuster. That is when it was brought to my attention that there was someone out there who could support those findings and have my best interest in mind. That's when I found Claims Concepts. I had no idea that this type of business even existed. Insurance companies can be a bit intimidating, especially if you're not in the construction business. I called Claims Concepts and worked with Greg, who substantiated the information that there was more damage than the adjuster quoted. He took over from that point on and worked on my behalf with my insurance company, to make sure that all damages were properly covered. - 10/23/2017 

    Nancy F. AvatarNancy F.

    Due to a water pipe leak in between my first and second floor bathrooms, I sustained quite a bit of damage. All I knew to do was to contact my insurance company. They sent out a claims adjuster who looked at the obvious damage and created a claim that just fell short of my deductible. When looking for a company to repair the damage, it was becoming apparent that the damage could be more significant than originally quoted by the claims adjuster.That is when it was brought to my attention that there was someone out there who could support those findings and have my best interest in mind. That's when I found Claims Concepts. I had no idea that this type of business even existed. Insurance companies can be a bit intimidating, especially if you're not in the construction business. I called Claims Concepts and worked with Greg, who substantiated the information that there was more damage than the adjuster quoted. He took over from that point on and worked on my behalf with my insurance company, to make sure that all damages were properly covered. - 10/02/2017 

    Bryan B. AvatarBryan B.

    Greg was very helpful with my insurance claim. He was always just a phone call away. I hope I never have another mishap in my home, but if I do I will not hesitate to contact Greg Roover at Claim Concepts. - 10/02/2017 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

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