Report Indicates 66.9% Of Hurricane Michael Claims Have Been Closed –

The Florida Office of Insurance Regulation (FLOIR) released their Hurricane Michael Claims data, you can review the report in its entirety here.  The report shows a total of 131,562 property claims were filed in Florida as a result of Hurricane Michael and that 66.9% of these claims have been closed as of December 7th, 2018.  The question that […]

Common Claim Denial: Constant or Repeated Seepage or Leakage

It is very common for Policyholders to have water damage to their property due to a plumbing leak.  Most if not all property owners immediately believe that they have insurance for that, unfortunately many have learned that this is not always the case.  Just about every insurance policy is going to have some type of […]

Flood Damage or Water Damage Claim?

The difference between a flood damage and water damage claim is more than you would think. Flood Damage Claims and Water Damage Claims may look similar as to the damages but the way the claim is handled is very different.  As a matter of fact the insurance company that you will file the claim with […]

Insurance Claim Delay

Is your Insurance Claim Being Delayed? According to the National Association of Insurance Commissioners or NAIC the #1 reason for consumer complaints against insurance carriers is “Claim Handling – Delays”. They actually broke it down and show that year after year Insurance Claim Delays account for approximately 25% of all consumer complaints.  This is not […]

Hail Damage Claim in Okeechobee Florida – Slightly underpaid?

On April 24th, 2011 Okeechobee Florida had a hail storm that caused many Hail Damage Claims. We had the pleasure of working with a very sweet couple that lived in a mobile home park that was in the unfortunate path of this severe storm system.  They were out of town at the time of the […]