Claim Concepts is proud to announce that Morgan “Eric” Thomas has joined their team of Florida Public Adjusters.  Eric Thomas brings with him a wealth of knowledge and experience within the insurance claims industry.  Eric began his career as a large loss General Adjuster handling both commercial and residential claims for a large Independent [...]

Have you suffered Property Damage to your Home, Business or Boat? Upon filing an Insurance Claim for damages to your property, the insurance company is going to send out their adjusters or experts that they pay, train and manage to investigate and estimate the damages on their behalf.  The question that often comes to mind [...]

Questioning if Florida Public Adjusters could help with your insurance claim? The Office of Program Policy Analysis & Government Accountability (OPPAGA) an office of the Florida Legislature performed a study on Florida Public Adjusters.  In this study they evaluated claims filed with Citizens from March 2008 to June 2009, for a total of 76,321 claims.  Of [...]

5 Claim Tips from a Public Adjuster Properly losses such as fires and pipe breaks typically come without warning, will you know what to do when and if it happens to you?  On the other hand, hurricanes and other storm claims may come with warning but what happens next, after the loss.  Everyone agrees that [...]

In the event that you suffer a loss due to fire, water, plumbing leak, roof leak, lightning, theft, etc. you do have the right to hire a professional to assist you in handling of your insurance claim.

Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder! It was a newer building that luckily had fire sprinklers installed.  The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system.  The actual fire damage was minimal, however, the ensuing water loss [...]

Lake Mary Public Claims Adjuster assists Policyholder in recovering more than 4X the insurance companies offer! The loss happened during a severe thunderstorm system that went through Central Florida wreaking havoc on many homes and businesses.  The insureds home in Lake Mary Florida suffered water, wind and impact damage to the roof and interior of [...]

Who is best suited to assist you with your Insurance Claim when you suffer property damage, a Professionally Licensed Public Adjuster or Contractor? Many people are unsure of who to hire to represent their interest in an insurance claim,  professionally licensed Public Adjuster or Contractor.  BE CAREFUL!  In the aftermath of any natural disaster you [...]

The difference between a flood damage and water damage claim is more than you would think. Flood Damage Claims and Water Damage Claims may look similar as to the damages but the way the claim is handled is very different.  As a matter of fact the insurance company that you will file the claim with [...]

Is your Insurance Claim Being Delayed? According to the National Association of Insurance Commissioners or NAIC the #1 reason for consumer complaints against insurance carriers is “Claim Handling – Delays”. They actually broke it down and show that year after year Insurance Claim Delays account for approximately 25% of all consumer complaints.  This is not [...]

Tropical Storm Debby made landfall on June 24, 2012.  Many homes suffered flood damage as a results.  If you suffered flood damage you need to be aware of a Tropical Storm Debby Flood Claim Deadline. The National Flood Insurance is mandated and controlled by FEMA.  There is one very important part of the policy that [...]

As Florida Public Insurance Adjusters we get many calls from policyholders that are contemplating whether they should or should not file a claim.  There is one question that is commonly asked and it is: Do property insurance companies track claim history? YES!  The system that is used for this exact service is provided by LexisNexis [...]

Dennis Maley does an excellent job of explaining the back end of how insurance companies operate and how they are able to be ever so profitable.  This is a great article that every Floridian should read! Homeowner Insurance Problems Don’t Start With Citizens Published Thursday, June 21, 2012 12:10 am by Dennis Maley This week, [...]

Florida Braces for Debby Downpour By Chad Hemenway, PropertyCasualty360.com June 25, 2012 • Reprints NU Online News Service, June 25, 2:03 p.m. EDT Record-setting Tropical Storm Debby has formed in the Gulf of Mexico and is scheduled to move at a snail’s pace across Northern Florida this week. According to weather forecasters and enthusiasts, Debby [...]

As Public Adjusters in Florida we have assisted many homeowners with Lightning Damage Claims.  From our experiences we have found that lightning damage is usually much more than meets the eye. The Insurance Information Institute reported that there were more than 186,000 lightning claims in 2011, no doubt many of those were right here in [...]

This is an interesting article found on crownweather.com.  This is a long range prediction that we all know is not typically the most accurate but let’s all use it as a wake up call that hurricane season is just around the corner. This aricle suggests we could be subject to a Hurricane in May. Model [...]

On April 24th, 2011 Okeechobee Florida had a hail storm that caused many Hail Damage Claims. We had the pleasure of working with a very sweet couple that lived in a mobile home park that was in the unfortunate path of this severe storm system.  They were out of town at the time of the [...]

Did you know that the Insurance Claim Appraisal process can help resolve your claim dispute? It is all too common for insureds to have disputes with their insurance companies over anything from coverage on a claim to not being paid enough on a claim.  If you find yourself in this position you may have more [...]