insurance claim

It is an unfortunate time when you suffer damage and are faced with filing an insurance claim. You are truly at a disadvantage as the insurance company and their adjusters handle claims everyday and most of us have had very few if any claims in our lifetime. That is why Public Adjusters exist. We are your advocate throughout the claims process and will work with you and your insurance company in an effort to secure the largest settlement available under your policy.

Boat Claim Blues

Boat Claim Delayed, Denied or Underpaid? Living and working in Southeast Florida, the boat capital of the world we have been hearing from more and more insureds with claims on their boats.  We have been noticing a trend of these claims being delayed, denied or drastically underpaid for various reasons.  Speaking with several boat mechanics [...]

5 Claim Tips from a Florida Public Adjuster

5 Claim Tips from a Public Adjuster Properly losses such as fires and pipe breaks typically come without warning, will you know what to do when and if it happens to you?  On the other hand, hurricanes and other storm claims may come with warning but what happens next, after the loss.  Everyone agrees that [...]

Palm Beach County Fire Damage Claim way Underpaid by Insurance Company

Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder! It was a newer building that luckily had fire sprinklers installed.  The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system.  The actual fire damage was minimal, however, the ensuing water loss [...]

What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss? Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After [...]

Common Claim Denial: Constant or Repeated Seepage or Leakage

It is very common for Policyholders to have water damage to their property due to a plumbing leak.  Most if not all property owners immediately believe that they have insurance for that, unfortunately many have learned that this is not always the case.  Just about every insurance policy is going to have some type of [...]

St Lucie West Plumbing Problems

There have been numerous reports of St Lucie West plumbing problems over the past couple of years. Recently, we assisted a homeowner in PGA Village with his insurance claim that arose from a pinhole leak in a copper line that was under the slab of the house.  That claim was settled a couple of months [...]

Do Property Insurance Companies track claim history?

As Florida Public Insurance Adjusters we get many calls from policyholders that are contemplating whether they should or should not file a claim.  There is one question that is commonly asked and it is: Do property insurance companies track claim history? YES!  The system that is used for this exact service is provided by LexisNexis [...]

Insurance News

Hail Damage Claim in Okeechobee Florida – Slightly underpaid?

On April 24th, 2011 Okeechobee Florida had a hail storm that caused many Hail Damage Claims. We had the pleasure of working with a very sweet couple that lived in a mobile home park that was in the unfortunate path of this severe storm system.  They were out of town at the time of the [...]

Insurance Claim Appraisal may help resolve disputes

Did you know that the Insurance Claim Appraisal process can help resolve your claim dispute? It is all too common for insureds to have disputes with their insurance companies over anything from coverage on a claim to not being paid enough on a claim.  If you find yourself in this position you may have more [...]

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • David L. AvatarDavid L.

    Claim Concepts did a great job getting us the money need to replace all that was ruined by the water damage caused by a leaking under the sink water treatment system. We were very happy with the results. - 10/23/2017 

    Christian T. AvatarChristian T.

    During a very stressful time my mother went through with her house, Greg Roover and Claim Concepts helped take the brunt of work off my shoulders. Nicest guy youll ever meet, extremely helpful. They made it so easy for me and are still there for me if i ever have any questions. Good pick for anyone looking. - 10/23/2017 

    Michael N. AvatarMichael N.

    Absolutely the Best in the Business. Without their professionalism, expertise, reliability & trustworthiness - we NEVER would've came to an Agreement with our Insurance Company. THANKS GREG ROOVER (ADJUSTER) and all that worked on our behalf. - 6/14/2017 

  • Jadon t. AvatarJadon t.

    These guys are amazing they will fight for you and make sure even after they're done with their job they still answer questions for you in regards to your insurance claim. I've been battling back-and-forth with my mortgage company trying to release my funds and Eric has been amazing still helping me even though his job has been done. Greg and Eric are an awesome team if I ever need a public adjuster again they will be my number one guys to call no hesitation! - 10/23/2017 

    Shanda N. AvatarShanda N.

    Excellent professional service! I received everything I needed in a timely fashion.. highly recommended - 6/23/2017 

    Jody D. AvatarJody D.

    We appreciate the hard work that Eric put into our claim. Without Claim Concepts we wouldn't have gotten anything else. Thank you. - 11/22/2019 

Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres