insurance claim

It is an unfortunate time when you suffer damage and are faced with filing an insurance claim. You are truly at a disadvantage as the insurance company and their adjusters handle claims everyday and most of us have had very few if any claims in our lifetime. That is why Public Adjusters exist. We are your advocate throughout the claims process and will work with you and your insurance company in an effort to secure the largest settlement available under your policy.

Boat Claim Blues

Boat Claim Delayed, Denied, or Underpaid? Living and working in Southeast Florida, the boating capital of the world we have been hearing from more and more insureds with claims on their boats.  We have been noticing a trend of these claims being delayed, denied, or drastically underpaid for various reasons.  Speaking with several boat mechanics [...]

5 Claim Tips from a Florida Public Adjuster

5 Claim Tips from a Public Adjuster Properly losses such as fires and pipe breaks typically come without warning, will you know what to do when and if it happens to you?  On the other hand, hurricanes and other storm claims may come with warning but what happens next, after the loss.  Everyone agrees that [...]

Palm Beach County Fire Damage Claim way Underpaid by Insurance Company

Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder! It was a newer building that luckily had fire sprinklers installed.  The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system.  The actual fire damage was minimal, however, the ensuing water loss [...]

What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss? Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After [...]

Common Claim Denial: Constant or Repeated Seepage or Leakage

It is very common for Policyholders to have water damage to their property due to a plumbing leak.  Most if not all property owners immediately believe that they have insurance for that, unfortunately many have learned that this is not always the case.  Just about every insurance policy is going to have some type of [...]

St Lucie West Plumbing Problems

There have been numerous reports of St Lucie West plumbing problems over the past couple of years. Recently, we assisted a homeowner in PGA Village with his insurance claim that arose from a pinhole leak in a copper line that was under the slab of the house.  That claim was settled a couple of months [...]

Do Property Insurance Companies track claim history?

As Florida Public Insurance Adjusters we get many calls from policyholders that are contemplating whether they should or should not file a claim.  There is one question that is commonly asked and it is: Do property insurance companies track claim history? YES!  The system that is used for this exact service is provided by LexisNexis [...]

Hail Damage Claim in Okeechobee Florida – Slightly underpaid?

On April 24th, 2011 Okeechobee Florida had a hail storm that caused many Hail Damage Claims. We had the pleasure of working with a very sweet couple that lived in a mobile home park that was in the unfortunate path of this severe storm system.  They were out of town at the time of the [...]

Insurance Claim Appraisal may help resolve disputes

Did you know that the Insurance Claim Appraisal process can help resolve your claim dispute? It is all too common for insureds to have disputes with their insurance companies over anything from coverage on a claim to not being paid enough on a claim.  If you find yourself in this position you may have more [...]

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Poh W. AvatarPoh W.

    My house caught on fire in late March 2019. Initially I tried to deal with insurance adjuster myself but it quickly became too much work for me to handle. Fortunately, my boss was in a similar situation and highly recommended me to talk to Claim Concepts. I contacted Greg Roover (the owner), we had a great conversation and contracted CC to be my public adjuster. I met with Eric Thomas (one of Greg’s associates, super friendly and professional) the next day to previewed my burnt house and went over logistic. 4 months later not only did I got my insurance claim approved, Eric managed to get the full insured amount as well. Great Job Claim Concepts! I would highly recommend Claim Concepts especially if you find yourself in a fire or hurricane claim situation. - 10/17/2019 

    David L. AvatarDavid L.

    Claim Concepts did a great job getting us the money need to replace all that was ruined by the water damage caused by a leaking under the sink water treatment system. We were very happy with the results. - 10/23/2017 

    Brent W. AvatarBrent W.

    When you find yourself with such a loss and are unsure of who to trust to help get you back on your feet, look no further than Claim Concepts. It was my first time ever needing to file a claim and knowing who to trust was the biggest concern. I searched numerous adjustors and landed on Claim Concepts. Eric ran the point for my case, but the team concept approach they use is fantastic. Very knowledgeable company and took care of us in a time of need. Honesty, integrity, trustworthy and caring. I would recommend them to anyone in need of such services - 4/02/2020 

  • Richard B. AvatarRichard B.

    I tried to work with my insurance company due to hurricane roof damage. After frustrating phone calls I decided to look for help. Claim Concepts took over and got me the funds.Thank you. - 4/18/2021 

    Summerlin V. AvatarSummerlin V.

    I have done a few claims with insurance companies over the years. It's never easy and the insurance company goes in with the upper hand because they do that all day every day. Well we had a claim started and we were made an offer by the insurance company which I thought was a little bit low. I started by doing an internet search for an attorney but they wanted way too high of a % or they just weren't interested. Along the way I came across Claim Concepts and researched a little more about public adjusters. The insurance company sends an adjuster to represent their best interests and so I figured I would give them a shot at representing my best interests like the insurance company had. Since I had already been offered an amount and the insurance company had already cut a check with final payment on it, it would give me a very good idea of whether or not hiring a public adjuster was beneficial or not. In conclusion, Claim Concepts took over the claim and kept me very much in the loop with emails telling me exactly what was going on and where we were in the process. They were very nice and had it ended there and Claim Concepts were not able to get me any more money I would have been satisfied because I knew they had tried every angle to try and get us the money we were owed. Claim Concepts was able to get more than 6 times the amount the insurance company had sent a check for. So, now I am a believer. Not just in a public adjusters, but Claim Concepts public adjusters. I will never deal directly with an insurance company again. Thank you so much Claim Concepts. - 4/18/2021 

    me m. Avatarme m.

    Great effort by Greg and Eric . Really did a fine job for us by collecting the amount needed to repair house. - 10/23/2018 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres