Boat Claim Blues
Boat Claim Delayed, Denied, or Underpaid? Living and working in Southeast Florida, the boating capital of the world we have been hearing from more and more insureds with claims on their boats. We have been noticing a trend of these claims being delayed, denied, or drastically underpaid for various reasons. Speaking with several boat mechanics […]
5 Claim Tips from a Florida Public Adjuster
5 Claim Tips from a Public Adjuster Properly losses such as fires and pipe breaks typically come without warning, will you know what to do when and if it happens to you? On the other hand, hurricanes and other storm claims may come with warning but what happens next, after the loss. Everyone agrees that […]
Palm Beach County Fire Damage Claim way Underpaid by Insurance Company
Public Claims Adjuster recovers additional $50,665.00 for Jupiter Florida Policyholder! It was a newer building that luckily had fire sprinklers installed. The fire damage claim was due to a faulty clothes dryer and was apparently put out rather quickly by the fire sprinkler system. The actual fire damage was minimal, however, the ensuing water loss […]
What is a Proof of Loss?
Has your Insurance Company requested a Sworn Proof of Loss? Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy. Once you file your claim, review the policy and pay special attention to the section titled Your Duties After […]
Common Claim Denial: Constant or Repeated Seepage or Leakage
It is very common for Policyholders to have water damage to their property due to a plumbing leak. Most if not all property owners immediately believe that they have insurance for that, unfortunately many have learned that this is not always the case. Just about every insurance policy is going to have some type of […]
St Lucie West Plumbing Problems
There have been numerous reports of St Lucie West plumbing problems over the past couple of years. Recently, we assisted a homeowner in PGA Village with his insurance claim that arose from a pinhole leak in a copper line that was under the slab of the house. That claim was settled a couple of months […]
Do Property Insurance Companies track claim history?
As Florida Public Insurance Adjusters we get many calls from policyholders that are contemplating whether they should or should not file a claim. There is one question that is commonly asked and it is: Do property insurance companies track claim history? YES! The system that is used for this exact service is provided by LexisNexis […]
Hail Damage Claim in Okeechobee Florida – Slightly underpaid?
On April 24th, 2011 Okeechobee Florida had a hail storm that caused many Hail Damage Claims. We had the pleasure of working with a very sweet couple that lived in a mobile home park that was in the unfortunate path of this severe storm system. They were out of town at the time of the […]
Insurance Claim Appraisal may help resolve disputes
Did you know that the Insurance Claim Appraisal process can help resolve your claim dispute? It is all too common for insureds to have disputes with their insurance companies over anything from coverage on a claim to not being paid enough on a claim. If you find yourself in this position you may have more […]