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The Different Types of Adjusters

 When you file an insurance claim, you often need an adjuster to come and evaluate the damages. How the adjuster handles the claim and damages to your property greatly influences how much financial assistance you receive from your insurance company. However, not all adjusters are created equal. There are different types of adjusters whose goals vary. It’s important to recognize these differences so you can understand which types of adjusters are right for you. Here is what our experts say.

 

Staff Adjusters

Staff adjusters are hired by the insurance company. They evaluate damages with the company’s best interests in mind. They are required to handle claims ethically and fairly, but that can be interpreted loosely. It’s important to understand their perspective by working for the insurance company. They don’t work for policyholders, and therefore don’t have your best interests in mind when evaluating damages and determining financial compensation.

a fallen tree on a house that could be evaluated differently depending on the types of adjusters

Independent Adjusters

Independent adjusters don’t work for a specific insurance company. Rather, they belong to firms that can be hired by insurance companies to evaluate damages on their behalf. While they don’t work directly for the insurance company, they are still working for them, meaning they still don’t have your best interests in mind. 

Public Adjusters

Public adjusters, also known as private adjusters, have no connection to an insurance company. They are a third party who work for YOU and your best interests. Public adjusters also assist in filing claims and negotiating with the insurance company on your behalf. Filing with a public adjuster is the best way to ensure you maximize your settlement.

How Claim Concepts Public Adjusters Can Help You

Claim Concepts are public adjusters that work for YOU. We can help you prepare and file and insurance claim, negotiate on your behalf, and use our expert knowledge to ensure you get the financial assistance you deserve. We advocate for you by ensuring your claim is handled fairly and that you receive the maximum settlement you’re entitled to. Having a public adjuster gives you an advantage when dealing with insurance companies. Claim Concepts operates in Florida, Georgia, and South Carolina. Contact us to get started with a free damage claim consultation!