Tropical Storm Debby Flood Claim Deadline

Tropical Storm Debby made landfall on June 24, 2012.  Many homes suffered flood damage as a results.  If you suffered flood damage you need to be aware of a Tropical Storm Debby Flood Claim Deadline.

The National Flood Insurance is mandated and controlled by FEMA.  There is one very important part of the policy that all insureds need to understand if you have a Tropical Storm Debby Flood Claim.  It is the Proof of Loss form.  This is required to be filed within 60 days after the date of the loss unless the NFIP extends this requirement.  Here is the excerpt from the policy regarding the proof of loss:

4. Within 60 days after the loss, send us a proof of loss,
which is your statement of the amount you are
claiming under the policy signed and sworn to by
you, and which furnishes us with the followingFlorida Public Adjusters assisting with Tropical Storm Damages due to flooding
information:
a. The date and time of loss;
b. A brief explanation of how the loss happened;
c. Your interest (for example, “owner”) and the
interest, if any, of others in the damaged
property;
d. Details of any other insurance that may cover the
loss;
e. Changes in title or occupancy of the covered
property during the term of the policy;
f. Specifications of damaged buildings and
detailed repair estimates;
g. Names of mortgagees or anyone else having a
lien, charge, or claim against the covered
property;
h. Details about who occupied any insured building
at the time of loss and for what purpose; and
i. The inventory of damaged personal property
described in J.3. above.

It is of utmost importance that you comply with your responsibilities after the loss with any insurance policy.  The deadline for the filing of Tropical Storm Debby Proof of Loss forms is this coming Thursday August 23rd, 2012.  Do not wait until the last minute, get it filed.  If you have any questions or need assistance with your Tropical Storm Debby claim call us anytime at 800-801-2099 or click here to request a public adjuster contact you.

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What our clients say…

  • Karen K. AvatarKaren K.

    Eric and Greg were very responsive and knowledgeable and guided our Association through the insurance claim process. - 1/23/2019 

    Joel Z. AvatarJoel Z.

    The most professional organization that you will ever deal with.They really know the inner workings of insurance companies and how to get you what you deserve.It was an absolute pleasure working with Eric and the entire staff.They let you know step by step where you are in the negotiations and conduct themselves as true gentleman.I cannot praise their work ethics and follow through anymore than by giving them my heartfelt “thanks”, for a job well done.Ellen & Joel Zeiger - 10/02/2018 

    J M. AvatarJ M.

    We never thought of hiring a public insurance adjuster to settle a claim before, however, upon getting the run-around from our insurance company due to serious plumbing leaks throughout our home, we are extremely happy we contacted Claim Concepts. Greg Roover and Eric Thomas did a tremendous job for us. We found them extremely professional & knowledgeable in their field. We were told what to expect with regard to settlement timelines and negotiations, and they gave us a thorough & detailed estimate of what we were due based on our property damages. From the beginning to final settlement they handled everything, alleviating us having to follow up and negotiate with our insurance companies representatives and their adjusters. Greg and Eric know their business...and with their help our claim was settled well beyond what our insurer originally offered. Without hesitation, we would call Claim Concepts for any future needs and would highly recommend their service to others. Thank you Claim Concepts! - 10/02/2017 

  • Leroy R. AvatarLeroy R.

    Definitely agree with others' comments here. Greg at Claim Concepts is an honest broker. He is not just friendly and reliable-- he is also knowledgeable and hard-working. Even after Greg recognized there was not a "big job" at our home, he spent a lot of time helping us get a complex issue sorted out with our insurance company. Claim Concepts are good people. - 11/02/2019 

    Bruce S. AvatarBruce S.

    Great company and very personable. - 10/23/2018 

    Larry G. AvatarLarry G.

    Great company, Greg did a fantastic job! I highly recomend Claim Concepts. - 1/17/2018 

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