What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss?

Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After a Loss.  If in this section it state that your are required to file a sworn proof of loss within 60 days or any other instructions, do not ignore it, file this form regardless of whether they ask for it or not.  If your policy states “upon our request” and they request it, FILE IT!  This is a policy condition and you do not want to fail to comply with it as it can be detrimental to your claim.

If you have filed an insurance claim, you should understand what a Proof of Loss form is.  The requirements of what needs to be included in a proof of loss should be stipulated within your insurance policy.  Simply put, a proof of loss is a form provided by the policyholder to the insurance company in support of their claim, it will typically include basic facts about the loss that occurred and set the amount of the loss.  If a Proof of Loss has been requested or if you notice that your policy requires one to be filed you can request that your insurance company provide you with a blank form.

If you are not comfortable handling your claim on your own, we can help.  Public Adjusters are the ONLY adjusters exclusively licensed to represent the interests of the policyholder.  The insurance company is going to send out an adjuster that is paid and trained by the insurance company to represent them through the claim process, you too should be represented.  As licensed Public Adjusters we work directly for you, the insured to ensure that you recover fair compensation for your loss.  All of our fees are based on a contingency fee, meaning we only get paid when you do, there is no upfront cost for our services and we always offer a complimentary claim consultation.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • stacey s. Avatarstacey s.

    This company is the best! Personal service, trust worthy, and they get you PAID! My roof had horrible wind damage and they new exactly how to work with my insurance company. I received my $ within 1 month! I recommend them to all my neighbors & they ALL have had an excellent experience!Thanks Jesse, Greg and Eric. - 5/09/2020 

    OSM_ J. AvatarOSM_ J.

    These guys are amazing they will fight for you and make sure even after they're done with their job they still answer questions for you in regards to your insurance claim. I've been battling back-and-forth with my mortgage company trying to release my funds and Eric has been amazing still helping me even though his job has been done. Greg and Eric are an awesome team if I ever need a public adjuster again they will be my number one guys to call no hesitation! - 6/20/2018 

    F F. AvatarF F.

    We were at a standstill with our insurance company....many many monthsof negotiating without any payment. We hired Greg. He was very professional,competent and got the job done quickly. Wish we would have hired him much sooner. We definitely would recommend Claim Concepts to settle a problem you may be experiencing. - 10/23/2017 

  • Patsy B. AvatarPatsy B.

    Greg was super professional and helped me do battle with a very reluctant insurer (Peoples). Our damage claim was fair to both sides, and was very happy Peoples finally saw it that way. Greg was on time for appointments and kept in excellent communication. I would not hesitate for a moment to recommend him to family and friends and use in future-- God forbid--if I had insurance problems or damage to my home - 11/23/2018 

    Karen K. AvatarKaren K.

    Eric and Greg were very responsive and knowledgeable and guided our Association through the insurance claim process. - 1/23/2019 

    Carlos C. AvatarCarlos C.

    Greg helped us out throgh a difficult time with great results. Always kept us informed throughout the process. - 7/09/2017 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres