What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss?

Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After a Loss.  If in this section it state that your are required to file a sworn proof of loss within 60 days or any other instructions, do not ignore it, file this form regardless of whether they ask for it or not.  If your policy states “upon our request” and they request it, FILE IT!  This is a policy condition and you do not want to fail to comply with it as it can be detrimental to your claim.

If you have filed an insurance claim, you should understand what a Proof of Loss form is.  The requirements of what needs to be included in a proof of loss should be stipulated within your insurance policy.  Simply put, a proof of loss is a form provided by the policyholder to the insurance company in support of their claim, it will typically include basic facts about the loss that occurred and set the amount of the loss.  If a Proof of Loss has been requested or if you notice that your policy requires one to be filed you can request that your insurance company provide you with a blank form.

If you are not comfortable handling your claim on your own, we can help.  Public Adjusters are the ONLY adjusters exclusively licensed to represent the interests of the policyholder.  The insurance company is going to send out an adjuster that is paid and trained by the insurance company to represent them through the claim process, you too should be represented.  As licensed Public Adjusters we work directly for you, the insured to ensure that you recover fair compensation for your loss.  All of our fees are based on a contingency fee, meaning we only get paid when you do, there is no upfront cost for our services and we always offer a complimentary claim consultation.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • Leroy R. AvatarLeroy R.

    Definitely agree with others' comments here. Greg at Claim Concepts is an honest broker. He is not just friendly and reliable-- he is also knowledgeable and hard-working. Even after Greg recognized there was not a "big job" at our home, he spent a lot of time helping us get a complex issue sorted out with our insurance company. Claim Concepts are good people. - 10/16/2019 

    Carlos C. AvatarCarlos C.

    Greg helped us out throgh a difficult time with great results. Always kept us informed throughout the process. - 7/09/2017 

    Nancy P. AvatarNancy P.

    AWESOME SERVICES. - 10/23/2017 

  • carlos c. Avatarcarlos c.

    Greg helped us out through a difficult time with great results. Always kept us informed throughout the process. - 10/23/2017 

    Shanda N. AvatarShanda N.

    Excellent professional service! I received everything I needed in a timely fashion.. highly recommended - 6/23/2017 

    Poh W. AvatarPoh W.

    My house caught on fire in late March 2019. Initially I tried to deal with insurance adjuster myself but it quickly became too much work for me to handle. Fortunately, my boss was in a similar situation and highly recommended me to talk to Claim Concepts. I contacted Greg Roover (the owner), we had a great conversation and contracted CC to be my public adjuster. I met with Eric Thomas (one of Greg’s associates, super friendly and professional) the next day to previewed my burnt house and went over logistic. 4 months later not only did I got my insurance claim approved, Eric managed to get the full insured amount as well. Great Job Claim Concepts! I would highly recommend Claim Concepts especially if you find yourself in a fire or hurricane claim situation. - 10/17/2019 

Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres