What is a Proof of Loss?

Has your Insurance Company requested a Sworn Proof of Loss?

Upon filing an insurance claim, your insurance company may either request a Sworn Proof of Loss form and include it as a requirement under the policy.  Once you file your claim, review the policy and pay special attention to the section titled Your Duties After a Loss.  If in this section it state that your are required to file a sworn proof of loss within 60 days or any other instructions, do not ignore it, file this form regardless of whether they ask for it or not.  If your policy states “upon our request” and they request it, FILE IT!  This is a policy condition and you do not want to fail to comply with it as it can be detrimental to your claim.

If you have filed an insurance claim, you should understand what a Proof of Loss form is.  The requirements of what needs to be included in a proof of loss should be stipulated within your insurance policy.  Simply put, a proof of loss is a form provided by the policyholder to the insurance company in support of their claim, it will typically include basic facts about the loss that occurred and set the amount of the loss.  If a Proof of Loss has been requested or if you notice that your policy requires one to be filed you can request that your insurance company provide you with a blank form.

If you are not comfortable handling your claim on your own, we can help.  Public Adjusters are the ONLY adjusters exclusively licensed to represent the interests of the policyholder.  The insurance company is going to send out an adjuster that is paid and trained by the insurance company to represent them through the claim process, you too should be represented.  As licensed Public Adjusters we work directly for you, the insured to ensure that you recover fair compensation for your loss.  All of our fees are based on a contingency fee, meaning we only get paid when you do, there is no upfront cost for our services and we always offer a complimentary claim consultation.

Free Claim Review With a Florida Public Adjuster

What our clients say…

  • cyril s. Avatarcyril s.

    Hiring Claims Concepts was one of the best decisions that my wife and I have made. A remarkable group of good, sincere people with a strong work ethic. They turned a stressful situation into a positive outcome. The only regret we have is not hiring them sooner. We would recommend them without any hesitation. So, to Greg, Eric and Jesse we thank you from the bottom of our hearts! - 10/02/2019 

    KJ M. AvatarKJ M.

    Greg and Eric were extremely responsive and professional. They handled our claim, and helped us maximize our settlement. They made sure every possible potential damaged item was covered. The amount we recovered more than paid their fee. - 10/23/2018 

    Frances T. AvatarFrances T.

    I am so thankful that I was referred to Greg Roover. He was professional and generous with his time and efforts in dealing with me, my insurance company and my construction people. Without him my loss would have been significantly greater and my recovery would have been delayed and costly. Thanks Greg! - 9/03/2017 

  • Sidra C. AvatarSidra C.

    Greg was super help in guiding me when I called with my frustration of not getting things done with my insurance company. Even though Greg does not practice in Virginia but he was super nice to guide me by spending 20-30 minutes and because of his guidance I was able to get things resolved and I am very happy now. Thank you so much, Greg! - 4/09/2020 

    Willie G. AvatarWillie G.

    Great experience working with Greg at Claim Concepts. Insurance company originally paid me $1400 and after getting Claim Concepts involved we recovered an additional $21,500! My only regret is not hiring them sooner as once they got involved I was relieved of all the stress of dealing with the insurance company and clearly they knew exactly what to do. I highly recommend them to anyone with a claim. - 10/02/2017 

    Bruce S. AvatarBruce S.

    Great company and very personable. - 10/02/2019 

If you are looking for a Public Adjuster Near Me, you came to the right place. Our Florida Public Adjusters represent Policyholders Statewide, including but not limited to the following areas:

Florida Panhandle, Bay County, Washington County, Holmes County, Jackson County, Calhoun County, Gulf County, Franklin County, Liberty County, Gadsden County, Wakulla County, Leon County, Panama City, Panama City Beach, Marianna, Port Saint Joe, Apalachicola, Blountstown, Tallahassee, Mexico Beach, Callaway, Chattahoochee, Lynn Haven, South Florida, Central Florida, Northern Florida, Southwest Florida, West Florida, Palm Beach County, Martin County, St Lucie County, Broward County, Okeechobee County, Brevard County, Glades County, Indian River County, Lee County, Dade County, Boca Raton, Jupiter, Palm Beach Gardens, West Palm Beach, Wellington, Boynton Beach, Lake Worth, Hobe Sound, Stuart, Palm City, Juno Beach, North Palm Beach, Royal Palm Beach, Singer Island, Riviera Beach, Collier County, Charlotte County, Palm Bay, Melbourne, Vero Beach, Cape Coral, Fort Myers, Orange County, Orlando, Port Saint Lucie, Weston, Delray Beach, Kissimmee, Fort Pierce, Greenacres